Honda Accord Insurance: by Model Year & Company

Honda Accord insurance costs an average of $939 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Honda Accord at $140/mo or $840 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
  • Know your vehicle? Get a personalized quote by entering your zip code.
Accord Car Insurance

What to know about insuring a Honda Accord:

  1. The Accord costs less to insure than most sedans. Averaging $156/mo for the Accord versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Accord, like the Honda Accord Hybrid ($175/mo), Honda Civic ($160/mo), or Honda Crosstour ($129/mo), your insurance costs will be about the same.
  3. American Family ($116/mo), USAA ($117/mo), Progressive ($125/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Honda Accord insurance costs vs other vehicles

Thinking about something different? Add vehicles to compare average rates instantly.

2025 Honda Accord Vehicle Image
2025 Honda Accord
Av. Cost Per Year$2,499
Av. Per Month$208

Cheapest Companies

USAA$85/m
American Family$91/m
Progressive$104/m

How much does it cost to insure my Honda Accord?

Select your model year:

2025 Honda Accord

Cheapest Insurance Companies Average Annual Cost
USAA

$1,680

American Family

$1,782

Progressive

$1,789

Erie

$2,088

Nationwide

$2,221

State Farm

$2,416

GEICO

$2,509

Farmers

$3,315

Allstate

$4,137

Compare all 2025 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,499

2024 Honda Accord

Cheapest Insurance Companies Average Annual Cost
USAA

$1,674

American Family

$1,723

Progressive

$1,773

Erie

$2,019

Nationwide

$2,269

State Farm

$2,340

GEICO

$2,414

Farmers

$3,093

Allstate

$3,937

Compare all 2024 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,427

2023 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,663

Progressive

$1,741

USAA

$1,751

Erie

$2,021

State Farm

$2,251

Nationwide

$2,291

GEICO

$2,318

Farmers

$2,977

Allstate

$3,681

Compare all 2023 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,360

2022 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,591

Progressive

$1,698

USAA

$1,727

Erie

$1,979

State Farm

$2,054

Nationwide

$2,198

GEICO

$2,207

Farmers

$2,805

Allstate

$3,275

Compare all 2022 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,220

2021 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,508

USAA

$1,549

Progressive

$1,640

Erie

$1,918

State Farm

$1,979

GEICO

$2,130

Nationwide

$2,318

Farmers

$2,671

Allstate

$3,011

Compare all 2021 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,128

2020 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,444

USAA

$1,554

Progressive

$1,572

Erie

$1,848

State Farm

$1,951

GEICO

$2,025

Nationwide

$2,247

Farmers

$2,543

Allstate

$2,935

Compare all 2020 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,061

2019 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,406

USAA

$1,492

Progressive

$1,512

Erie

$1,761

State Farm

$1,860

GEICO

$1,953

Nationwide

$2,156

Farmers

$2,451

Allstate

$2,779

Compare all 2019 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,975

2018 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,357

USAA

$1,422

Progressive

$1,459

Erie

$1,701

State Farm

$1,782

GEICO

$1,870

Nationwide

$2,052

Farmers

$2,359

Allstate

$2,497

Compare all 2018 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,868

2017 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,319

USAA

$1,335

Progressive

$1,433

Erie

$1,574

State Farm

$1,764

GEICO

$1,772

Nationwide

$2,098

Farmers

$2,224

Allstate

$2,321

Compare all 2017 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,796

2016 Honda Accord

Cheapest Insurance Companies Average Annual Cost
American Family

$1,259

USAA

$1,274

Progressive

$1,421

Erie

$1,513

State Farm

$1,649

GEICO

$1,698

Nationwide

$1,986

Farmers

$2,158

Allstate

$2,158

Compare all 2016 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,711

2015 Honda Accord

Cheapest Insurance Companies Average Annual Cost
USAA

$1,223

American Family

$1,227

Progressive

$1,358

State Farm

$1,467

Erie

$1,472

GEICO

$1,661

Nationwide

$1,902

Allstate

$2,087

Farmers

$2,101

Compare all 2015 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,641

2014 Honda Accord

Cheapest Insurance Companies Average Annual Cost
USAA

$1,155

American Family

$1,199

Progressive

$1,330

Erie

$1,402

State Farm

$1,452

GEICO

$1,611

Nationwide

$1,888

Farmers

$1,998

Allstate

$2,029

Compare all 2014 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,595

2013 Honda Accord

Cheapest Insurance Companies Average Annual Cost
USAA

$1,094

American Family

$1,153

Progressive

$1,292

State Farm

$1,347

Erie

$1,353

GEICO

$1,554

Nationwide

$1,822

Farmers

$1,941

Allstate

$2,022

Compare all 2013 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,542

2012 Honda Accord

Cheapest Insurance Companies Average Annual Cost
USAA

$1,014

American Family

$1,116

Progressive

$1,246

State Farm

$1,301

Erie

$1,331

GEICO

$1,544

Nationwide

$1,716

Farmers

$1,912

Allstate

$2,051

Compare all 2012 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,504

2011 Honda Accord

Cheapest Insurance Companies Average Annual Cost
USAA

$1,024

American Family

$1,096

Progressive

$1,244

State Farm

$1,257

Erie

$1,279

GEICO

$1,501

Nationwide

$1,670

Farmers

$1,844

Allstate

$2,063

Compare all 2011 Honda Accord insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$1,480