Honda Civic Insurance: by Model Year & Company

Honda Civic insurance costs an average of $958 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Honda Civic at $142/mo or $850 for a 6-month full coverage policy.

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Civic Car Insurance

What to know about insuring a Honda Civic:

  1. The Civic costs less to insure than most sedans. Averaging $160/mo for the Civic versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Civic, like the Honda Crosstour ($129/mo), Honda HR-V ($147/mo), or Honda Insight ($150/mo), your insurance costs will be more expensive.
  3. USAA ($114/mo), Progressive ($120/mo), American Family ($122/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Honda Civic Vehicle Image
2025 Honda Civic
Av. Cost Per Year$2,479
Av. Per Month$207

Cheapest Companies

USAA$92/m
American Family$97/m
Progressive$105/m

How much does it cost to insure my Honda Civic?

Select your model year:

2025 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,699

Progressive

$1,711

American Family

$1,828

Erie

$2,106

Nationwide

$2,262

State Farm

$2,265

GEICO

$2,324

Farmers

$3,517

Allstate

$4,335

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Average Cost to Insure Per Year
$2,479

2024 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,692

Progressive

$1,700

American Family

$1,777

Erie

$2,089

State Farm

$2,196

GEICO

$2,247

Nationwide

$2,308

Farmers

$3,356

Allstate

$4,139

Compare all 2024 Honda Civic insurance rates.
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Average Cost to Insure Per Year
$2,418

2023 Honda Civic

Cheapest Insurance Companies Average Annual Cost
American Family

$1,642

USAA

$1,671

Progressive

$1,673

Erie

$1,955

GEICO

$2,016

State Farm

$2,057

Nationwide

$2,321

Farmers

$3,203

Allstate

$3,897

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Average Cost to Insure Per Year
$2,294

2022 Honda Civic

Cheapest Insurance Companies Average Annual Cost
American Family

$1,573

Progressive

$1,610

USAA

$1,648

GEICO

$1,929

Erie

$1,931

State Farm

$2,061

Nationwide

$2,332

Farmers

$3,045

Allstate

$3,506

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Average Cost to Insure Per Year
$2,196

2021 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,487

American Family

$1,526

Progressive

$1,560

Erie

$1,815

GEICO

$1,839

State Farm

$1,975

Nationwide

$2,255

Farmers

$2,890

Allstate

$3,365

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Average Cost to Insure Per Year
$2,093

2020 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,411

American Family

$1,431

Progressive

$1,433

Erie

$1,703

GEICO

$1,753

State Farm

$1,913

Nationwide

$2,262

Farmers

$2,740

Allstate

$2,909

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Average Cost to Insure Per Year
$1,960

2019 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,356

Progressive

$1,390

American Family

$1,401

Erie

$1,655

GEICO

$1,694

State Farm

$1,848

Nationwide

$2,127

Farmers

$2,632

Allstate

$2,850

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Average Cost to Insure Per Year
$1,891

2018 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,308

American Family

$1,356

Progressive

$1,488

Erie

$1,637

GEICO

$1,717

State Farm

$1,871

Nationwide

$2,300

Farmers

$2,549

Allstate

$2,695

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Average Cost to Insure Per Year
$1,900

2017 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,303

American Family

$1,313

Progressive

$1,451

Erie

$1,588

GEICO

$1,657

State Farm

$1,761

Nationwide

$2,205

Farmers

$2,491

Allstate

$2,646

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Average Cost to Insure Per Year
$1,843

2016 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,261

American Family

$1,300

Progressive

$1,422

Erie

$1,531

GEICO

$1,605

State Farm

$1,684

Nationwide

$2,172

Farmers

$2,448

Allstate

$2,513

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Average Cost to Insure Per Year
$1,785

2015 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,202

Progressive

$1,275

State Farm

$1,420

American Family

$1,436

Erie

$1,491

GEICO

$1,511

Nationwide

$1,811

Farmers

$2,179

Allstate

$2,546

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Average Cost to Insure Per Year
$1,651

2014 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,163

Progressive

$1,246

American Family

$1,419

Erie

$1,424

GEICO

$1,463

State Farm

$1,508

Nationwide

$1,724

Farmers

$2,071

Allstate

$2,537

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Average Cost to Insure Per Year
$1,618

2013 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,122

Progressive

$1,219

Erie

$1,401

American Family

$1,411

GEICO

$1,420

State Farm

$1,496

Nationwide

$1,757

Farmers

$2,029

Allstate

$2,736

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Average Cost to Insure Per Year
$1,627

2012 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,088

Progressive

$1,182

American Family

$1,359

GEICO

$1,432

State Farm

$1,432

Erie

$1,484

Farmers

$1,959

Nationwide

$1,968

Allstate

$2,692

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Average Cost to Insure Per Year
$1,632

2011 Honda Civic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,099

American Family

$1,165

Progressive

$1,258

State Farm

$1,319

Erie

$1,334

GEICO

$1,394

Nationwide

$1,893

Farmers

$1,965

Allstate

$2,420

Compare all 2011 Honda Civic insurance rates.
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Average Cost to Insure Per Year
$1,565