Honda HR-V Insurance: by Model Year & Company

Honda HR-V insurance costs an average of $882 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Honda HR-V at $114/mo or $682 for a 6-month full coverage policy.

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HR-V Car Insurance

What to know about insuring a Honda HR-V:

  1. The HR-V costs less to insure than most SUVs. Averaging $147/mo for the HR-V versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the HR-V, like the Honda CR-V ($133/mo), Honda CR-V Hybrid ($169/mo), or Honda Civic ($160/mo), your insurance costs will be about the same.
  3. Progressive ($106/mo), American Family ($114/mo), USAA ($115/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Honda HR-V Vehicle Image
2025 Honda HR-V
Av. Cost Per Year$2,090
Av. Per Month$174

Cheapest Companies

USAA$98/m
Progressive$103/m
American Family$104/m

How much does it cost to insure my Honda HR-V?

Select your model year:

2025 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,363

USAA

$1,508

American Family

$1,541

Erie

$1,780

State Farm

$1,861

Nationwide

$1,874

GEICO

$2,182

Farmers

$2,765

Allstate

$3,436

Compare all 2025 Honda HR-V insurance rates.
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Average Cost to Insure Per Year
$2,090

2024 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,361

American Family

$1,496

USAA

$1,557

Erie

$1,730

State Farm

$1,806

Nationwide

$1,906

GEICO

$2,107

Farmers

$2,646

Allstate

$3,296

Compare all 2024 Honda HR-V insurance rates.
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Average Cost to Insure Per Year
$2,048

2023 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,300

American Family

$1,455

USAA

$1,565

GEICO

$1,660

Erie

$1,687

State Farm

$1,767

Nationwide

$1,898

Farmers

$2,534

Allstate

$3,101

Compare all 2023 Honda HR-V insurance rates.
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Average Cost to Insure Per Year
$1,894

2022 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,276

American Family

$1,419

USAA

$1,460

GEICO

$1,667

State Farm

$1,710

Erie

$1,722

Nationwide

$2,071

Farmers

$2,406

Allstate

$2,831

Compare all 2022 Honda HR-V insurance rates.
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Average Cost to Insure Per Year
$1,849

2021 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,284

American Family

$1,370

USAA

$1,395

Erie

$1,676

State Farm

$1,698

GEICO

$1,782

Nationwide

$2,229

Farmers

$2,315

Allstate

$2,698

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Average Cost to Insure Per Year
$1,860

2020 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,248

American Family

$1,326

USAA

$1,397

Erie

$1,611

State Farm

$1,677

GEICO

$1,712

Nationwide

$1,971

Farmers

$2,181

Allstate

$2,534

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Average Cost to Insure Per Year
$1,769

2019 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,226

American Family

$1,299

USAA

$1,342

Erie

$1,555

State Farm

$1,612

GEICO

$1,656

Nationwide

$1,905

Farmers

$2,165

Allstate

$2,338

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Average Cost to Insure Per Year
$1,698

2018 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,223

USAA

$1,249

American Family

$1,275

State Farm

$1,496

Erie

$1,517

GEICO

$1,595

Nationwide

$1,841

Farmers

$2,080

Allstate

$2,152

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Average Cost to Insure Per Year
$1,616

2017 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
USAA

$1,202

Progressive

$1,215

American Family

$1,233

State Farm

$1,453

Erie

$1,472

GEICO

$1,544

Nationwide

$1,850

Allstate

$1,986

Farmers

$2,009

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Average Cost to Insure Per Year
$1,563

2016 Honda HR-V

Cheapest Insurance Companies Average Annual Cost
USAA

$1,173

Progressive

$1,232

American Family

$1,252

State Farm

$1,385

Erie

$1,431

GEICO

$1,488

Nationwide

$1,645

Allstate

$1,855

Farmers

$1,925

Compare all 2016 Honda HR-V insurance rates.
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Average Cost to Insure Per Year
$1,490