Honda Ridgeline Insurance: by Model Year & Company

Honda Ridgeline insurance costs an average of $918 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Honda Ridgeline at $136/mo or $819 for a 6-month full coverage policy.

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Ridgeline Car Insurance

What to know about insuring a Honda Ridgeline:

  1. The Ridgeline costs less to insure than most trucks. Averaging $153/mo for the Ridgeline versus $185/mo for typical trucks.
  2. If you're considering a vehicle similar to the Ridgeline, like the Honda Civic ($160/mo), Honda Crosstour ($129/mo), or Honda HR-V ($147/mo), your insurance costs will be about the same.
  3. American Family ($119/mo), Progressive ($125/mo), USAA ($132/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Honda Ridgeline Vehicle Image
2025 Honda Ridgeline
Av. Cost Per Year$2,236
Av. Per Month$186

Cheapest Companies

USAA$92/m
Erie$96/m
American Family$99/m

How much does it cost to insure my Honda Ridgeline?

Select your model year:

2025 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
Nationwide

$1,637

American Family

$1,721

Progressive

$1,734

Erie

$1,980

USAA

$1,982

State Farm

$2,080

GEICO

$2,156

Allstate

$3,375

Farmers

$3,485

Compare all 2025 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$2,236

2024 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
American Family

$1,658

Nationwide

$1,672

Progressive

$1,721

Erie

$1,922

USAA

$1,968

State Farm

$2,001

GEICO

$2,080

Allstate

$3,137

Farmers

$3,336

Compare all 2024 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$2,164

2023 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
American Family

$1,605

Progressive

$1,692

Nationwide

$1,714

Erie

$1,866

State Farm

$1,888

USAA

$1,936

GEICO

$2,050

Allstate

$2,884

Farmers

$3,184

Compare all 2023 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$2,094

2022 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
American Family

$1,563

Progressive

$1,655

Erie

$1,807

Nationwide

$1,811

State Farm

$1,906

USAA

$1,913

GEICO

$1,947

Allstate

$2,968

Farmers

$3,026

Compare all 2022 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$2,077

2021 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
American Family

$1,511

Progressive

$1,545

Erie

$1,746

Nationwide

$1,783

State Farm

$1,812

USAA

$1,816

GEICO

$1,883

Allstate

$2,831

Farmers

$2,888

Compare all 2021 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$1,989

2020 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
American Family

$1,475

Progressive

$1,489

USAA

$1,739

Erie

$1,744

GEICO

$1,824

State Farm

$1,846

Nationwide

$1,856

Farmers

$2,739

Allstate

$2,824

Compare all 2020 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$1,960

2019 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
American Family

$1,441

Progressive

$1,447

USAA

$1,653

Erie

$1,679

GEICO

$1,822

State Farm

$1,832

Nationwide

$1,851

Farmers

$2,547

Allstate

$2,634

Compare all 2019 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$1,898

2018 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,334

American Family

$1,428

USAA

$1,583

Erie

$1,636

Nationwide

$1,737

GEICO

$1,763

State Farm

$1,807

Allstate

$2,318

Farmers

$2,451

Compare all 2018 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$1,790

2017 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,354

American Family

$1,403

USAA

$1,461

Erie

$1,593

GEICO

$1,657

State Farm

$1,755

Nationwide

$1,877

Farmers

$2,350

Allstate

$2,406

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Average Cost to Insure Per Year
$1,768

2014 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
USAA

$1,220

American Family

$1,239

Erie

$1,268

Progressive

$1,350

GEICO

$1,467

State Farm

$1,504

Nationwide

$1,677

Farmers

$2,002

Allstate

$2,189

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Average Cost to Insure Per Year
$1,572

2013 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
USAA

$1,148

American Family

$1,222

Erie

$1,225

State Farm

$1,382

Progressive

$1,417

GEICO

$1,425

Nationwide

$1,595

Farmers

$1,952

Allstate

$2,236

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Average Cost to Insure Per Year
$1,539

2012 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
USAA

$1,086

American Family

$1,183

Erie

$1,200

State Farm

$1,361

Progressive

$1,365

GEICO

$1,442

Nationwide

$1,511

Farmers

$1,864

Allstate

$2,061

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Average Cost to Insure Per Year
$1,482

2011 Honda Ridgeline

Cheapest Insurance Companies Average Annual Cost
USAA

$1,106

Erie

$1,151

American Family

$1,192

State Farm

$1,264

Progressive

$1,376

GEICO

$1,393

Nationwide

$1,615

Farmers

$1,906

Allstate

$2,042

Compare all 2011 Honda Ridgeline insurance rates.
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Average Cost to Insure Per Year
$1,477