Hyundai Ioniq 5 Insurance: by Model Year & Company

Hyundai Ioniq 5 insurance costs an average of $1,255 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Hyundai Ioniq 5 at $146/mo or $877 for a 6-month full coverage policy.

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Ioniq 5 Car Insurance

What to know about insuring a Hyundai Ioniq 5:

  1. The Ioniq 5 costs more to insure than most SUVs. Averaging $209/mo for the Ioniq 5 versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Ioniq 5, like the Hyundai Ioniq Hybrid ($180/mo), Hyundai Ioniq 6 ($229/mo), or Hyundai Ioniq Electric ($169/mo), your insurance costs will be about the same.
  3. Progressive ($151/mo), GEICO ($162/mo), Erie ($169/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Hyundai Ioniq 5 insurance costs vs other vehicles

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2025 Hyundai Ioniq 5 Vehicle Image
2025 Hyundai Ioniq 5
Av. Cost Per Year$2,604
Av. Per Month$217

Cheapest Companies

Progressive$153/m
GEICO$155/m
Erie$162/m

How much does it cost to insure my Hyundai Ioniq 5?

2025 Hyundai Ioniq 5

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,753

Nationwide

$2,018

GEICO

$2,038

USAA

$2,090

Erie

$2,156

American Family

$2,432

State Farm

$2,653

Farmers

$3,379

Allstate

$5,122

Compare all 2025 Hyundai Ioniq 5 insurance rates.
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Average Cost to Insure Per Year
$2,604

2024 Hyundai Ioniq 5

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,888

GEICO

$1,969

Nationwide

$2,062

Erie

$2,073

USAA

$2,079

American Family

$2,344

State Farm

$2,566

Farmers

$3,248

Allstate

$4,823

Compare all 2024 Hyundai Ioniq 5 insurance rates.
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Average Cost to Insure Per Year
$2,545

2023 Hyundai Ioniq 5

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,783

GEICO

$1,896

Erie

$1,951

USAA

$2,069

Nationwide

$2,132

American Family

$2,261

State Farm

$2,413

Farmers

$3,108

Allstate

$3,691

Compare all 2023 Hyundai Ioniq 5 insurance rates.
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Average Cost to Insure Per Year
$2,330

2022 Hyundai Ioniq 5

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,830

GEICO

$1,865

Erie

$1,945

USAA

$2,030

American Family

$2,244

State Farm

$2,404

Nationwide

$2,501

Farmers

$3,105

Allstate

$4,427

Compare all 2022 Hyundai Ioniq 5 insurance rates.
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Average Cost to Insure Per Year
$2,475