Hyundai Ioniq Electric Insurance: by Model Year & Company
Hyundai Ioniq Electric insurance costs an average of $1,015 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Hyundai Ioniq Electric at $147/mo or $880 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Hyundai Ioniq Electric:
- The Ioniq Electric costs less to insure than most hatchbacks. Averaging $169/mo for the Ioniq Electric versus $164/mo for typical hatchbacks.
- If you're considering a vehicle similar to the Ioniq Electric, like the Hyundai Ioniq Hybrid ($180/mo), Hyundai Ioniq 6 ($229/mo), or Hyundai Ioniq 5 ($209/mo), your insurance costs will be cheaper.
- USAA ($133/mo), American Family ($137/mo), Progressive ($142/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2021 Hyundai Ioniq Electric
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,760 |
| American Family |
$1,775 |
| Progressive |
$1,870 |
| Erie |
$1,915 |
| GEICO |
$1,929 |
| State Farm |
$2,247 |
| Nationwide |
$2,292 |
| Farmers |
$2,513 |
| Allstate |
$3,236 |
Compare all 2021 Hyundai Ioniq Electric insurance rates.
Average Cost to Insure Per Year
$2,1962020 Hyundai Ioniq Electric
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,683 |
| American Family |
$1,688 |
| Progressive |
$1,800 |
| Erie |
$1,840 |
| GEICO |
$1,912 |
| State Farm |
$2,059 |
| Farmers |
$2,511 |
| Nationwide |
$2,601 |
| Allstate |
$2,904 |
Compare all 2020 Hyundai Ioniq Electric insurance rates.
Average Cost to Insure Per Year
$2,1402019 Hyundai Ioniq Electric
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,566 |
| American Family |
$1,621 |
| Progressive |
$1,627 |
| GEICO |
$1,819 |
| Erie |
$1,824 |
| State Farm |
$1,921 |
| Nationwide |
$2,302 |
| Farmers |
$2,393 |
| Allstate |
$2,925 |
Compare all 2019 Hyundai Ioniq Electric insurance rates.
Average Cost to Insure Per Year
$2,0192018 Hyundai Ioniq Electric
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,466 |
| USAA |
$1,479 |
| Progressive |
$1,618 |
| Erie |
$1,732 |
| GEICO |
$1,754 |
| State Farm |
$1,977 |
| Nationwide |
$2,243 |
| Farmers |
$2,297 |
| Allstate |
$2,920 |
Compare all 2018 Hyundai Ioniq Electric insurance rates.
Average Cost to Insure Per Year
$1,9762017 Hyundai Ioniq Electric
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,500 |
| Progressive |
$1,622 |
| Erie |
$1,673 |
| GEICO |
$1,681 |
| American Family |
$1,685 |
| State Farm |
$1,857 |
| Farmers |
$2,224 |
| Nationwide |
$2,306 |
| Allstate |
$2,769 |