Hyundai Santa Cruz Insurance: by Model Year & Company
Hyundai Santa Cruz insurance costs an average of $1,001 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Hyundai Santa Cruz at $141/mo or $845 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Hyundai Santa Cruz:
- The Santa Cruz costs less to insure than most trucks. Averaging $167/mo for the Santa Cruz versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the Santa Cruz, like the Hyundai Santa Fe ($153/mo), Hyundai Santa Fe Hybrid ($200/mo), or Hyundai Santa Fe Sport ($141/mo), your insurance costs will be about the same.
- American Family ($137/mo), Erie ($137/mo), USAA ($139/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Hyundai Santa Cruz
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,689 |
| Nationwide |
$1,737 |
| Erie |
$1,765 |
| American Family |
$1,775 |
| Progressive |
$1,781 |
| GEICO |
$1,990 |
| State Farm |
$2,140 |
| Farmers |
$2,828 |
| Allstate |
$3,325 |
Compare all 2025 Hyundai Santa Cruz insurance rates.
Average Cost to Insure Per Year
$2,1312024 Hyundai Santa Cruz
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,661 |
| USAA |
$1,678 |
| Erie |
$1,683 |
| Progressive |
$1,756 |
| Nationwide |
$1,766 |
| GEICO |
$1,920 |
| State Farm |
$2,062 |
| Farmers |
$2,706 |
| Allstate |
$3,168 |
Compare all 2024 Hyundai Santa Cruz insurance rates.
Average Cost to Insure Per Year
$2,0712023 Hyundai Santa Cruz
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,545 |
| American Family |
$1,607 |
| USAA |
$1,651 |
| Progressive |
$1,747 |
| GEICO |
$1,872 |
| Nationwide |
$1,915 |
| State Farm |
$1,965 |
| Farmers |
$2,453 |
| Allstate |
$2,866 |
Compare all 2023 Hyundai Santa Cruz insurance rates.
Average Cost to Insure Per Year
$2,0002022 Hyundai Santa Cruz
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,511 |
| Erie |
$1,560 |
| Progressive |
$1,573 |
| USAA |
$1,632 |
| GEICO |
$1,798 |
| State Farm |
$1,889 |
| Nationwide |
$1,931 |
| Farmers |
$2,353 |
| Allstate |
$2,786 |