Hyundai Sonata Insurance: by Model Year & Company
Hyundai Sonata insurance costs an average of $1,052 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Hyundai Sonata at $142/mo or $852 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Hyundai Sonata:
- The Sonata costs less to insure than most sedans. Averaging $175/mo for the Sonata versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Sonata, like the Hyundai Sonata Hybrid ($183/mo), Hyundai Accent ($153/mo), or Hyundai Equus ($210/mo), your insurance costs will be about the same.
- USAA ($119/mo), American Family ($129/mo), Progressive ($146/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,703 |
| American Family |
$2,019 |
| Progressive |
$2,040 |
| Erie |
$2,198 |
| GEICO |
$2,484 |
| State Farm |
$2,607 |
| Nationwide |
$2,726 |
| Farmers |
$3,614 |
| Allstate |
$4,670 |
Compare all 2025 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,7202024 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,741 |
| American Family |
$1,980 |
| Progressive |
$2,024 |
| Erie |
$2,118 |
| GEICO |
$2,403 |
| Nationwide |
$2,459 |
| State Farm |
$2,464 |
| Farmers |
$3,467 |
| Allstate |
$4,582 |
Compare all 2024 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,6292023 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,688 |
| American Family |
$1,865 |
| Progressive |
$1,990 |
| Erie |
$2,056 |
| GEICO |
$2,303 |
| State Farm |
$2,446 |
| Nationwide |
$2,745 |
| Farmers |
$3,283 |
| Allstate |
$4,197 |
Compare all 2023 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,5592022 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,743 |
| American Family |
$1,811 |
| Progressive |
$1,951 |
| Erie |
$2,085 |
| GEICO |
$2,218 |
| State Farm |
$2,499 |
| Nationwide |
$2,626 |
| Farmers |
$3,128 |
| Allstate |
$3,710 |
Compare all 2022 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,4522021 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,654 |
| American Family |
$1,669 |
| Progressive |
$1,958 |
| Erie |
$1,963 |
| GEICO |
$2,111 |
| State Farm |
$2,333 |
| Nationwide |
$2,852 |
| Farmers |
$2,996 |
| Allstate |
$3,603 |
Compare all 2021 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,3982020 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,585 |
| American Family |
$1,602 |
| Erie |
$1,876 |
| Progressive |
$1,980 |
| GEICO |
$2,033 |
| State Farm |
$2,306 |
| Nationwide |
$2,765 |
| Farmers |
$2,971 |
| Allstate |
$3,149 |
Compare all 2020 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,2882019 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,441 |
| American Family |
$1,553 |
| Erie |
$1,738 |
| Progressive |
$1,757 |
| State Farm |
$2,121 |
| GEICO |
$2,439 |
| Nationwide |
$2,781 |
| Farmers |
$2,848 |
| Allstate |
$2,987 |
Compare all 2019 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,2802018 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,381 |
| American Family |
$1,504 |
| Erie |
$1,688 |
| Progressive |
$1,747 |
| State Farm |
$2,036 |
| GEICO |
$2,328 |
| Nationwide |
$2,564 |
| Farmers |
$2,720 |
| Allstate |
$2,955 |
Compare all 2018 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,1922017 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,329 |
| American Family |
$1,411 |
| Progressive |
$1,679 |
| Erie |
$1,746 |
| State Farm |
$1,965 |
| GEICO |
$2,240 |
| Nationwide |
$2,478 |
| Allstate |
$2,578 |
| Farmers |
$2,600 |
Compare all 2017 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$2,0742016 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,294 |
| American Family |
$1,380 |
| Progressive |
$1,661 |
| Erie |
$1,718 |
| State Farm |
$1,876 |
| GEICO |
$2,163 |
| Allstate |
$2,390 |
| Nationwide |
$2,401 |
| Farmers |
$2,531 |
Compare all 2016 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$1,9972015 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,233 |
| American Family |
$1,327 |
| Progressive |
$1,599 |
| Erie |
$1,629 |
| State Farm |
$1,643 |
| GEICO |
$2,122 |
| Nationwide |
$2,215 |
| Allstate |
$2,297 |
| Farmers |
$2,472 |
Compare all 2015 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$1,9012014 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,221 |
| American Family |
$1,351 |
| Erie |
$1,496 |
| Progressive |
$1,538 |
| State Farm |
$1,623 |
| Nationwide |
$2,036 |
| GEICO |
$2,057 |
| Farmers |
$2,310 |
| Allstate |
$2,353 |
Compare all 2014 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$1,8452013 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,132 |
| American Family |
$1,288 |
| Erie |
$1,451 |
| Progressive |
$1,455 |
| State Farm |
$1,485 |
| Nationwide |
$1,885 |
| GEICO |
$1,984 |
| Farmers |
$2,229 |
| Allstate |
$2,353 |
Compare all 2013 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$1,7632012 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,077 |
| American Family |
$1,256 |
| Erie |
$1,389 |
| Progressive |
$1,399 |
| State Farm |
$1,413 |
| Nationwide |
$1,776 |
| GEICO |
$1,934 |
| Farmers |
$2,154 |
| Allstate |
$2,277 |
Compare all 2012 Hyundai Sonata insurance rates.
Average Cost to Insure Per Year
$1,6962011 Hyundai Sonata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,125 |
| American Family |
$1,193 |
| Erie |
$1,334 |
| Progressive |
$1,422 |
| State Farm |
$1,444 |
| Nationwide |
$1,813 |
| GEICO |
$1,862 |
| Farmers |
$2,088 |
| Allstate |
$2,250 |