Jaguar XF Insurance: by Model Year & Company

Jaguar XF insurance costs an average of $1,379 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Jaguar XF at $198/mo or $1,190 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
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XF Car Insurance

What to know about insuring a Jaguar XF:

  1. The XF costs more to insure than most sedans. Averaging $230/mo for the XF versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the XF, like the Jaguar F-TYPE ($269/mo), Jaguar XE ($224/mo), or Jaguar XK ($235/mo), your insurance costs will be about the same.
  3. USAA ($161/mo), Progressive ($185/mo), State Farm ($198/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2024 Jaguar XF Vehicle Image
2024 Jaguar XF
Av. Cost Per Year$3,613
Av. Per Month$301

Cheapest Companies

USAA$133/m
American Family$147/m
Progressive$149/m

How much does it cost to insure my Jaguar XF?

Select your model year:

2024 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$2,379

Nationwide

$2,753

Progressive

$2,774

Erie

$2,983

State Farm

$3,028

American Family

$3,056

GEICO

$4,080

Farmers

$4,803

Allstate

$5,773

Compare all 2024 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$3,613

2023 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$2,302

State Farm

$2,414

Nationwide

$2,652

Progressive

$2,712

Erie

$2,727

American Family

$3,233

GEICO

$3,445

Farmers

$4,583

Allstate

$5,109

Compare all 2023 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$3,252

2022 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$2,261

State Farm

$2,484

Erie

$2,620

Progressive

$2,641

Nationwide

$3,015

American Family

$3,102

GEICO

$3,504

Farmers

$4,314

Allstate

$5,029

Compare all 2022 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$3,273

2021 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$2,140

State Farm

$2,419

Progressive

$2,565

Erie

$2,590

Nationwide

$2,903

American Family

$2,967

GEICO

$3,109

Farmers

$4,139

Allstate

$4,174

Compare all 2021 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,995

2020 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$2,123

Progressive

$2,398

American Family

$2,542

State Farm

$2,837

Erie

$2,994

GEICO

$3,315

Nationwide

$3,472

Farmers

$3,923

Allstate

$4,934

Compare all 2020 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$3,233

2019 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,908

Progressive

$2,302

American Family

$2,470

State Farm

$2,533

Erie

$2,727

GEICO

$3,047

Nationwide

$3,363

Farmers

$3,761

Allstate

$4,164

Compare all 2019 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,951

2018 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,821

Progressive

$2,219

American Family

$2,331

State Farm

$2,532

Erie

$2,685

Nationwide

$2,827

GEICO

$2,957

Farmers

$3,564

Allstate

$3,943

Compare all 2018 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,790

2017 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$2,054

American Family

$2,129

Progressive

$2,158

State Farm

$2,391

Erie

$2,521

GEICO

$2,610

Nationwide

$2,764

Farmers

$3,422

Allstate

$3,538

Compare all 2017 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,634

2016 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,896

Progressive

$2,165

American Family

$2,242

State Farm

$2,449

Erie

$2,515

Nationwide

$2,766

GEICO

$3,127

Allstate

$3,416

Farmers

$3,440

Compare all 2016 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,727

2015 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,760

Progressive

$1,970

American Family

$2,106

Erie

$2,253

State Farm

$2,298

Nationwide

$2,485

GEICO

$2,554

Farmers

$3,203

Allstate

$3,366

Compare all 2015 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,463

2014 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,619

Progressive

$1,732

American Family

$1,876

State Farm

$2,026

Erie

$2,163

GEICO

$2,402

Nationwide

$2,582

Farmers

$3,001

Allstate

$3,009

Compare all 2014 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,287

2013 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,544

American Family

$1,845

Progressive

$1,894

State Farm

$1,972

Erie

$1,994

GEICO

$2,311

Nationwide

$2,589

Farmers

$2,872

Allstate

$2,989

Compare all 2013 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,256

2012 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,715

Progressive

$1,803

American Family

$1,847

State Farm

$2,000

Erie

$2,031

Nationwide

$2,514

GEICO

$2,532

Farmers

$2,884

Allstate

$3,549

Compare all 2012 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,395

2011 Jaguar XF

Cheapest Insurance Companies Average Annual Cost
USAA

$1,599

American Family

$1,761

Progressive

$1,783

Erie

$1,820

State Farm

$1,908

Nationwide

$2,247

GEICO

$2,432

Farmers

$2,816

Allstate

$3,672

Compare all 2011 Jaguar XF insurance rates.
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Average Cost to Insure Per Year
$2,315