Jaguar XJ Insurance: by Model Year & Company

Jaguar XJ insurance costs an average of $1,424 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Jaguar XJ at $207/mo or $1,243 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
  • Know your vehicle? Get a personalized quote by entering your zip code.
XJ Car Insurance

What to know about insuring a Jaguar XJ:

  1. The XJ costs more to insure than most sedans. Averaging $237/mo for the XJ versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the XJ, like the Jaguar F-TYPE ($269/mo), Jaguar XE ($224/mo), or Jaguar XK ($235/mo), your insurance costs will be about the same.
  3. USAA ($180/mo), American Family ($181/mo), Progressive ($192/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Jaguar XJ insurance costs vs other vehicles

Thinking about something different? Add vehicles to compare average rates instantly.

2019 Jaguar XJ Vehicle Image
2019 Jaguar XJ
Av. Cost Per Year$3,903
Av. Per Month$325

Cheapest Companies

USAA$148/m
State Farm$189/m
Progressive$191/m

How much does it cost to insure my Jaguar XJ?

Select your model year:

2019 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
USAA

$2,485

Progressive

$2,506

Nationwide

$2,918

State Farm

$3,087

American Family

$3,490

GEICO

$3,963

Erie

$4,296

Farmers

$5,945

Allstate

$7,135

Compare all 2019 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$3,903

2018 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
USAA

$2,095

Progressive

$2,305

American Family

$2,706

Nationwide

$3,018

State Farm

$3,050

Erie

$3,617

GEICO

$3,812

Farmers

$4,705

Allstate

$5,341

Compare all 2018 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$3,425

2017 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,341

USAA

$2,480

Nationwide

$2,820

State Farm

$3,112

Erie

$3,377

American Family

$3,504

GEICO

$3,676

Allstate

$4,361

Farmers

$5,500

Compare all 2017 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$3,353

2016 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
American Family

$1,178

Erie

$1,450

Farmers

$2,128

Progressive

$2,304

USAA

$2,362

Allstate

$2,494

Nationwide

$2,578

State Farm

$2,778

GEICO

$3,516

Compare all 2016 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,647

2015 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
American Family

$1,494

Erie

$1,755

Progressive

$2,199

USAA

$2,275

Nationwide

$2,573

Farmers

$2,609

State Farm

$2,726

Allstate

$2,833

GEICO

$3,561

Compare all 2015 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,719

2014 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
American Family

$1,357

Erie

$1,723

USAA

$2,102

State Farm

$2,332

Progressive

$2,405

Farmers

$2,570

Allstate

$2,737

Nationwide

$2,827

GEICO

$3,406

Compare all 2014 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,655

2013 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
American Family

$1,360

Erie

$1,784

USAA

$1,933

Progressive

$2,101

Farmers

$2,200

Allstate

$2,266

State Farm

$2,331

Nationwide

$2,685

GEICO

$3,255

Compare all 2013 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,449

2012 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
USAA

$1,875

American Family

$1,973

Erie

$2,040

State Farm

$2,281

Progressive

$2,308

Nationwide

$2,692

GEICO

$2,888

Farmers

$3,029

Allstate

$3,293

Compare all 2012 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,597

2011 Jaguar XJ

Cheapest Insurance Companies Average Annual Cost
USAA

$1,778

State Farm

$2,269

Progressive

$2,290

American Family

$2,514

GEICO

$2,767

Nationwide

$2,788

Erie

$3,266

Farmers

$4,234

Allstate

$4,539

Compare all 2011 Jaguar XJ insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,862