Lucid Air Insurance: by Model Year & Company

Lucid Air insurance costs an average of $2,438 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Lucid Air at $229/mo or $1,376 for a 6-month full coverage policy.

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Air Car Insurance

What to know about insuring a Lucid Air:

  1. The Air costs more to insure than most sedans. Averaging $406/mo for the Air versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Air, like the Acura RDX ($142/mo), Acura RLX ($193/mo), or Alfa Romeo Giulia ($255/mo), your insurance costs will be more expensive.
  3. Erie ($234/mo), Nationwide ($259/mo), USAA ($267/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Lucid Air insurance costs vs other vehicles

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2025 Lucid Air Vehicle Image
2025 Lucid Air
Av. Cost Per Year$6,040
Av. Per Month$503

Cheapest Companies

Erie$230/m
USAA$257/m
American Family$282/m

How much does it cost to insure my Lucid Air?

2025 Lucid Air

Cheapest Insurance Companies Average Annual Cost
Nationwide

$2,752

Erie

$2,814

USAA

$3,152

American Family

$3,606

Progressive

$3,937

GEICO

$4,715

Farmers

$6,840

State Farm

$7,865

Allstate

$14,889

Compare all 2025 Lucid Air insurance rates.
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Average Cost to Insure Per Year
$6,040

2024 Lucid Air

Cheapest Insurance Companies Average Annual Cost
Erie

$2,831

Nationwide

$2,838

USAA

$3,171

American Family

$3,687

State Farm

$3,791

Progressive

$3,863

GEICO

$4,441

Farmers

$6,423

Allstate

$12,778

Compare all 2024 Lucid Air insurance rates.
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Average Cost to Insure Per Year
$5,201

2023 Lucid Air

Cheapest Insurance Companies Average Annual Cost
Erie

$2,841

Nationwide

$3,285

USAA

$3,401

American Family

$3,530

Progressive

$3,945

State Farm

$4,010

GEICO

$4,232

Farmers

$6,305

Allstate

$11,047

Compare all 2023 Lucid Air insurance rates.
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Average Cost to Insure Per Year
$5,013

2022 Lucid Air

Cheapest Insurance Companies Average Annual Cost
Erie

$2,759

USAA

$3,080

American Family

$3,381

GEICO

$3,430

Nationwide

$3,565

Progressive

$3,815

State Farm

$3,879

Farmers

$6,282

Allstate

$8,318

Compare all 2022 Lucid Air insurance rates.
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Average Cost to Insure Per Year
$4,372