Mazda Mazda3 Insurance: by Model Year & Company

Mazda Mazda3 insurance costs an average of $929 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Mazda Mazda3 at $141/mo or $844 for a 6-month full coverage policy.

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Mazda3 Car Insurance

What to know about insuring a Mazda Mazda3:

  1. The Mazda3 costs less to insure than most hatchbacks. Averaging $155/mo for the Mazda3 versus $164/mo for typical hatchbacks.
  2. If you're considering a vehicle similar to the Mazda3, like the Mazda CX-3 ($135/mo), Mazda CX-30 ($157/mo), or Mazda CX-90 ($218/mo), your insurance costs will be about the same.
  3. USAA ($116/mo), Progressive ($121/mo), American Family ($130/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Mazda Mazda3 Vehicle Image
2025 Mazda Mazda3
Av. Cost Per Year$2,407
Av. Per Month$201

Cheapest Companies

USAA$90/m
American Family$101/m
Progressive$103/m

How much does it cost to insure my Mazda Mazda3?

Select your model year:

2025 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,688

USAA

$1,690

Erie

$1,904

GEICO

$2,153

Nationwide

$2,210

American Family

$2,211

State Farm

$2,212

Farmers

$3,321

Allstate

$4,275

Compare all 2025 Mazda Mazda3 insurance rates.
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Average Cost to Insure Per Year
$2,407

2024 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,681

Progressive

$1,681

Erie

$1,933

American Family

$2,015

GEICO

$2,067

Nationwide

$2,096

State Farm

$2,124

Farmers

$3,270

Allstate

$4,061

Compare all 2024 Mazda Mazda3 insurance rates.
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Average Cost to Insure Per Year
$2,322

2023 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,660

USAA

$1,675

Erie

$1,874

American Family

$1,948

GEICO

$1,974

State Farm

$2,068

Nationwide

$2,117

Farmers

$3,131

Allstate

$3,489

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Average Cost to Insure Per Year
$2,200

2022 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,631

USAA

$1,660

Erie

$1,834

GEICO

$1,939

American Family

$1,992

Nationwide

$2,021

State Farm

$2,055

Farmers

$2,919

Allstate

$3,280

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Average Cost to Insure Per Year
$2,130

2021 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,584

USAA

$1,592

Erie

$1,771

American Family

$1,775

GEICO

$1,873

State Farm

$1,967

Nationwide

$1,998

Farmers

$2,793

Allstate

$2,917

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Average Cost to Insure Per Year
$2,020

2020 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,522

Progressive

$1,530

American Family

$1,550

Erie

$1,611

GEICO

$1,801

State Farm

$1,907

Nationwide

$2,091

Farmers

$2,677

Allstate

$2,868

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Average Cost to Insure Per Year
$1,968

2019 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,458

American Family

$1,470

Progressive

$1,485

Erie

$1,572

GEICO

$1,735

State Farm

$1,804

Nationwide

$1,945

Farmers

$2,528

Allstate

$2,787

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Average Cost to Insure Per Year
$1,884

2018 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,344

American Family

$1,361

Progressive

$1,395

Erie

$1,532

GEICO

$1,626

Nationwide

$1,709

State Farm

$1,732

Allstate

$2,342

Farmers

$2,391

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Average Cost to Insure Per Year
$1,716

2017 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,329

American Family

$1,333

Progressive

$1,367

Erie

$1,535

GEICO

$1,644

Nationwide

$1,689

State Farm

$1,733

Farmers

$2,280

Allstate

$2,520

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Average Cost to Insure Per Year
$1,730

2016 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,270

American Family

$1,330

Progressive

$1,397

Erie

$1,499

State Farm

$1,580

GEICO

$1,587

Nationwide

$1,741

Farmers

$2,214

Allstate

$2,406

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Average Cost to Insure Per Year
$1,682

2015 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,224

Progressive

$1,290

American Family

$1,306

Erie

$1,443

State Farm

$1,521

GEICO

$1,571

Nationwide

$1,715

Farmers

$2,164

Allstate

$2,297

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Average Cost to Insure Per Year
$1,627

2014 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,169

American Family

$1,276

Progressive

$1,315

Erie

$1,373

State Farm

$1,453

GEICO

$1,528

Nationwide

$1,633

Farmers

$2,063

Allstate

$2,308

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Average Cost to Insure Per Year
$1,587

2013 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,118

Progressive

$1,253

American Family

$1,297

State Farm

$1,388

Erie

$1,428

GEICO

$1,473

Nationwide

$1,782

Farmers

$2,004

Allstate

$2,347

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Average Cost to Insure Per Year
$1,576

2012 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,095

Progressive

$1,235

American Family

$1,244

State Farm

$1,295

Erie

$1,392

GEICO

$1,454

Nationwide

$1,910

Farmers

$1,930

Allstate

$2,308

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Average Cost to Insure Per Year
$1,560

2011 Mazda Mazda3

Cheapest Insurance Companies Average Annual Cost
USAA

$1,078

American Family

$1,213

Progressive

$1,231

Erie

$1,332

State Farm

$1,353

GEICO

$1,415

Farmers

$1,881

Nationwide

$1,954

Allstate

$2,433

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Average Cost to Insure Per Year
$1,573