Mazda MX-5 Miata Insurance Cost
- Mazda MX-5 Miata insurance costs range from $111 to $396 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
Ready for your own personalized rates? Enter your ZIP code to get started.


Mazda MX-5 Miata Insurance cost
- Average insurance rate: $131 per month
- Most affordable company: Allied ($59 per month)
- 40% of drivers insure their MX-5 Miata with state liability coverage only
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Mazda MX-5 Miata with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
We work with the top insurance companies to find you the best coverage. Let us do the hard work.
No spam emails or phone calls. We never sell your information. We mean it.
Our brand agnostic agents are ready to help you find and purchase the perfect policy.
2020 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
$705
$916
Vermont Mutual
$973
Country
$1,190
Acuity
$1,290
Arbella
$1,303
$1,324
Tennessee Farmers
$1,389
Southern Farm Bureau
$1,393
Plymouth Rock Insurance
$1,410
$1,442
$1,460
Compare all 2020 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,576List Price
$26,580Trims Available
Sport, Club, Grand Touring, 100th Anniversary
2019 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
$955
Nationwide
$1,064
Auto Owners
$1,207
Country
$1,246
USAA
$1,256
Arbella
$1,291
Plymouth Rock Insurance
$1,327
$1,328
Acuity
$1,357
Southern Farm Bureau
$1,393
State Farm
$1,429
$1,432
Compare all 2019 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,651List Price
$25,730Trims Available
Sport, Club, Grand Touring, 30th Anniversary
2016 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
Allied
$749
$791
Vermont Mutual
$874
Nationwide
$923
Erie
$1,073
Country
$1,139
USAA
$1,186
Arbella
$1,195
GEICO
$1,197
Acuity
$1,202
State Farm
$1,275
Amica
$1,288
Compare all 2016 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,061List Price
$24,915Trims Available
Sport, Club, Grand Touring
2015 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
GEICO
$695
Erie
$704
Texas Farm Bureau
$749
Vermont Mutual
$852
Allied
$879
State Farm
$898
USAA
$908
Plymouth Rock Insurance
$914
Acuity
$933
Tennessee Farmers
$939
Nationwide
$946
Country
$1,005
Compare all 2015 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,051List Price
$23,970Trims Available
Sport, Club, Grand Touring, 25th Anniversary Edition
2014 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
GEICO
$652
Erie
$685
Texas Farm Bureau
$711
Vermont Mutual
$805
USAA
$835
Acuity
$845
Plymouth Rock Insurance
$891
Allied
$905
Tennessee Farmers
$908
Country
$944
Nationwide
$954
American Family
$955
Compare all 2014 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$980List Price
$23,720Trims Available
Sport, Club, Grand Touring
2013 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
GEICO
$520
Erie
$648
Texas Farm Bureau
$707
USAA
$730
Vermont Mutual
$759
Allied
$785
Acuity
$800
State Farm
$862
Plymouth Rock Insurance
$867
Nationwide
$872
Tennessee Farmers
$874
Country
$907
Compare all 2013 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$915List Price
$23,720Trims Available
Sport, Club, Grand Touring
2012 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
GEICO
$510
Erie
$618
USAA
$639
Texas Farm Bureau
$685
Vermont Mutual
$736
State Farm
$740
Acuity
$772
Allied
$800
Plymouth Rock Insurance
$848
$865
Tennessee Farmers
$872
Nationwide
$888
Compare all 2012 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$892List Price
$23,470Trims Available
Sport, Touring, Grand Touring, Special Edition
2011 Mazda MX-5 Miata
Cheapest Insurance Companies
Average Annual Cost
GEICO
$456
Erie
$586
USAA
$630
Texas Farm Bureau
$660
Vermont Mutual
$692
State Farm
$699
Allied
$758
Progressive
$801
Nationwide
$815
Plymouth Rock Insurance
$833
Country
$838
American Family
$839
Compare all 2011 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$834List Price
$23,110Trims Available
Sport, Touring, Grand Touring, Special Edition