Mazda MX-5 Miata Insurance: by Model Year & Company
Mazda MX-5 Miata insurance costs an average of $869 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest Mazda MX-5 Miata at $119/mo or $715 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Mazda MX-5 Miata:
- The MX-5 Miata costs less to insure than most convertibles. Averaging $145/mo for the MX-5 Miata versus $189/mo for typical convertibles.
- If you're considering a vehicle similar to the MX-5 Miata, like the Mazda MX-5 Miata RF ($165/mo), Mazda CX-5 ($143/mo), or Mazda CX-3 ($135/mo), your insurance costs will be about the same.
- Erie ($96/mo), Progressive ($112/mo), American Family ($116/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,429 |
| Progressive |
$1,581 |
| Nationwide |
$1,646 |
| American Family |
$1,721 |
| USAA |
$1,982 |
| State Farm |
$2,079 |
| GEICO |
$2,393 |
| Farmers |
$3,156 |
| Allstate |
$3,743 |
Compare all 2025 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$2,2902024 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,382 |
| Progressive |
$1,572 |
| American Family |
$1,665 |
| Nationwide |
$1,681 |
| USAA |
$1,965 |
| State Farm |
$2,012 |
| GEICO |
$2,300 |
| Farmers |
$2,961 |
| Allstate |
$3,557 |
Compare all 2024 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$2,2212023 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,325 |
| Progressive |
$1,550 |
| American Family |
$1,611 |
| Nationwide |
$1,675 |
| State Farm |
$1,874 |
| USAA |
$1,928 |
| GEICO |
$2,203 |
| Farmers |
$2,827 |
| Allstate |
$3,565 |
Compare all 2023 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$2,1652022 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,324 |
| Progressive |
$1,518 |
| American Family |
$1,564 |
| Nationwide |
$1,611 |
| State Farm |
$1,839 |
| USAA |
$1,914 |
| GEICO |
$2,113 |
| Farmers |
$2,691 |
| Allstate |
$3,439 |
Compare all 2022 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$2,0982021 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,253 |
| Progressive |
$1,470 |
| American Family |
$1,512 |
| Nationwide |
$1,686 |
| USAA |
$1,829 |
| State Farm |
$1,837 |
| GEICO |
$2,061 |
| Farmers |
$2,578 |
| Allstate |
$3,075 |
Compare all 2021 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$2,0152020 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,218 |
| Progressive |
$1,418 |
| American Family |
$1,476 |
| Nationwide |
$1,628 |
| USAA |
$1,747 |
| State Farm |
$1,769 |
| GEICO |
$1,960 |
| Farmers |
$2,471 |
| Allstate |
$2,961 |
Compare all 2020 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,9342019 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,141 |
| Progressive |
$1,368 |
| American Family |
$1,423 |
| Nationwide |
$1,520 |
| USAA |
$1,635 |
| State Farm |
$1,714 |
| GEICO |
$1,863 |
| Farmers |
$2,367 |
| Allstate |
$2,805 |
Compare all 2019 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,8372018 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,162 |
| Progressive |
$1,337 |
| American Family |
$1,385 |
| USAA |
$1,521 |
| Nationwide |
$1,554 |
| State Farm |
$1,631 |
| GEICO |
$1,732 |
| Farmers |
$2,232 |
| Allstate |
$2,400 |
Compare all 2018 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,7162017 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,140 |
| Progressive |
$1,324 |
| USAA |
$1,341 |
| American Family |
$1,362 |
| Nationwide |
$1,384 |
| State Farm |
$1,557 |
| GEICO |
$1,665 |
| Farmers |
$2,143 |
| Allstate |
$3,216 |
Compare all 2017 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,7532016 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,093 |
| American Family |
$1,268 |
| Progressive |
$1,288 |
| USAA |
$1,373 |
| Nationwide |
$1,506 |
| GEICO |
$1,603 |
| State Farm |
$1,631 |
| Farmers |
$2,102 |
| Allstate |
$3,050 |
Compare all 2016 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,7332015 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,043 |
| Progressive |
$1,168 |
| American Family |
$1,203 |
| USAA |
$1,248 |
| Nationwide |
$1,333 |
| State Farm |
$1,484 |
| GEICO |
$1,530 |
| Farmers |
$1,996 |
| Allstate |
$2,551 |
Compare all 2015 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,5632014 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$983 |
| USAA |
$1,161 |
| Progressive |
$1,167 |
| American Family |
$1,175 |
| Nationwide |
$1,291 |
| State Farm |
$1,441 |
| GEICO |
$1,470 |
| Farmers |
$1,897 |
| Allstate |
$2,503 |
Compare all 2014 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,5122013 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$958 |
| USAA |
$1,098 |
| Progressive |
$1,173 |
| American Family |
$1,194 |
| Nationwide |
$1,239 |
| State Farm |
$1,353 |
| GEICO |
$1,423 |
| Farmers |
$1,842 |
| Allstate |
$2,575 |
Compare all 2013 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,4832012 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$897 |
| USAA |
$999 |
| Progressive |
$1,105 |
| American Family |
$1,177 |
| Nationwide |
$1,238 |
| State Farm |
$1,261 |
| GEICO |
$1,367 |
| Farmers |
$1,869 |
| Allstate |
$2,589 |
Compare all 2012 Mazda MX-5 Miata insurance rates.
Average Cost to Insure Per Year
$1,4392011 Mazda MX-5 Miata
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$848 |
| USAA |
$1,022 |
| American Family |
$1,162 |
| Progressive |
$1,171 |
| Nationwide |
$1,189 |
| State Farm |
$1,214 |
| GEICO |
$1,315 |
| Farmers |
$1,747 |
| Allstate |
$2,672 |