Mercedes-Benz C-Class Insurance: by Model Year & Company

Mercedes-Benz C-Class insurance costs an average of $1,248 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Mercedes-Benz C-Class at $203/mo or $1,220 for a 6-month full coverage policy.

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C-Class Car Insurance

What to know about insuring a Mercedes-Benz C-Class:

  1. The C-Class costs less to insure than most sedans. Averaging $208/mo for the C-Class versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the C-Class, like the Mercedes-Benz G-Class ($336/mo), Mercedes-Benz CLS-Class ($276/mo), or Mercedes-Benz S-Class ($369/mo), your insurance costs will be cheaper.
  3. Progressive ($166/mo), American Family ($169/mo), USAA ($170/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Mercedes-Benz C-Class insurance costs vs other vehicles

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2025 Mercedes-Benz C-Class Vehicle Image
2025 Mercedes-Benz C-Class
Av. Cost Per Year$3,228
Av. Per Month$269

Cheapest Companies

USAA$116/m
American Family$124/m
Progressive$134/m

How much does it cost to insure my Mercedes-Benz C-Class?

Select your model year:

2025 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,440

Nationwide

$2,483

American Family

$2,646

USAA

$2,761

Erie

$3,032

State Farm

$3,098

GEICO

$3,323

Allstate

$4,575

Farmers

$4,716

Compare all 2025 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$3,228

2024 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,405

American Family

$2,535

Nationwide

$2,536

USAA

$2,728

Erie

$2,913

State Farm

$2,985

GEICO

$3,185

Allstate

$4,333

Farmers

$4,493

Compare all 2024 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$3,128

2023 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,353

American Family

$2,407

USAA

$2,494

Nationwide

$2,552

Erie

$2,694

State Farm

$2,701

GEICO

$3,079

Farmers

$4,294

Allstate

$4,340

Compare all 2023 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$3,015

2022 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,294

American Family

$2,324

USAA

$2,445

Erie

$2,569

State Farm

$2,617

Nationwide

$2,622

GEICO

$3,035

Farmers

$4,068

Allstate

$4,112

Compare all 2022 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,938

2021 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
American Family

$2,056

Progressive

$2,198

USAA

$2,303

Erie

$2,470

Nationwide

$2,513

State Farm

$2,604

GEICO

$2,819

Farmers

$3,866

Allstate

$3,915

Compare all 2021 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,790

2020 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
American Family

$1,995

Progressive

$2,089

USAA

$2,193

Erie

$2,350

State Farm

$2,464

GEICO

$2,705

Nationwide

$3,067

Allstate

$3,586

Farmers

$3,675

Compare all 2020 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,728

2019 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
American Family

$1,965

Progressive

$2,010

USAA

$2,083

Erie

$2,348

State Farm

$2,418

Nationwide

$2,500

GEICO

$2,592

Farmers

$3,494

Allstate

$3,574

Compare all 2019 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,584

2018 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
American Family

$1,912

Progressive

$1,936

USAA

$2,059

Erie

$2,166

State Farm

$2,240

GEICO

$2,437

Nationwide

$2,451

Farmers

$3,356

Allstate

$3,619

Compare all 2018 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,500

2017 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
American Family

$1,851

USAA

$1,908

Progressive

$1,988

Erie

$2,099

State Farm

$2,168

GEICO

$2,352

Nationwide

$2,450

Allstate

$2,869

Farmers

$3,139

Compare all 2017 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,335

2016 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
USAA

$1,713

Progressive

$1,838

American Family

$1,927

State Farm

$2,063

Erie

$2,107

GEICO

$2,275

Nationwide

$2,410

Allstate

$2,862

Farmers

$2,974

Compare all 2016 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,245

2015 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
USAA

$1,678

Progressive

$1,749

American Family

$1,905

State Farm

$1,912

Erie

$1,935

GEICO

$2,192

Nationwide

$2,451

Allstate

$2,726

Farmers

$2,862

Compare all 2015 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,165

2014 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
USAA

$1,650

State Farm

$1,753

Progressive

$1,756

Erie

$1,900

American Family

$1,938

GEICO

$2,097

Nationwide

$2,205

Allstate

$2,702

Farmers

$2,909

Compare all 2014 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,091

2013 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
USAA

$1,626

Progressive

$1,661

American Family

$1,763

Erie

$1,770

State Farm

$1,872

GEICO

$2,002

Nationwide

$2,260

Allstate

$2,645

Farmers

$2,763

Compare all 2013 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$2,048

2012 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
USAA

$1,470

Progressive

$1,627

American Family

$1,682

State Farm

$1,818

Erie

$1,831

GEICO

$1,878

Nationwide

$2,268

Farmers

$2,567

Allstate

$2,701

Compare all 2012 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$1,983

2011 Mercedes-Benz C-Class

Cheapest Insurance Companies Average Annual Cost
USAA

$1,390

American Family

$1,482

Progressive

$1,602

Erie

$1,665

State Farm

$1,779

GEICO

$1,812

Nationwide

$2,343

Farmers

$2,457

Allstate

$2,686

Compare all 2011 Mercedes-Benz C-Class insurance rates.
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Average Cost to Insure Per Year
$1,940