Mercedes-Benz S-Class Car Insurance
Compare all car insurance companies at once.
The Mercedes-Benz S-Class is a pricey car to insure, with average annual rates $1,608 more than the national average. The S-Class delivers solid cost-to-insure value, with a poor insurance premium-to-MSRP ratio.
Nationwide offers the most affordable car insurance premiums for the Mercedes-Benz S-Class, with an average yearly expense of $980 — 35% less than the average among popular insurers. The most expensive auto insurance company for the Mercedes-Benz S-Class is Oklahoma Farmers Union, with a typical rate of $4,205 per annum.
Dive into the numbers below to see Mercedes-Benz S-Class insurance costs offered by top auto insurance providers.
How much does it cost to insure my Mercedes-Benz S-Class?
Select the year of your car

2018 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,928
Plymouth Rock Insurance
$2,136
Erie
$2,389
$2,603
$2,678
$2,688
Arbella
$2,717
State Farm
$2,828
Progressive
$2,832
$2,856
Acuity
$2,939
USAA
$2,969
Compare all 2018 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$3,344List Price
$89,900Trims Available
S 450, S 450 4MATIC, S 560, S 560 4MATIC, AMG S 63, Mercedes-Maybach S 560 4MATIC, Mercedes-Maybach S 650, AMG S 65
2017 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Tennessee Farmers
$1,404
Texas Farm Bureau
$1,464
Plymouth Rock Insurance
$2,058
Erie
$2,226
Arbella
$2,549
Mercury
$2,565
Progressive
$2,603
State Farm
$2,632
Nationwide
$2,714
Country
$2,763
Allied
$2,829
Acuity
$3,000
Compare all 2017 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$3,007List Price
$96,600Trims Available
S 550, S 550e, S 550 4MATIC, AMG S 63, Mercedes-Maybach S 550 4MATIC, S 600, Mercedes-Maybach S 600, AMG S 65
2016 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$1,428
Tennessee Farmers
$1,442
Plymouth Rock Insurance
$1,983
Erie
$2,103
Arbella
$2,446
Mercury
$2,555
Country
$2,609
Nationwide
$2,653
Allied
$2,780
Progressive
$2,816
State Farm
$2,843
USAA
$2,856
Compare all 2016 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$2,996List Price
$95,650Trims Available
S 550, S 550e, S 550 4MATIC, AMG S 63, S 600, Mercedes-Maybach S 600, AMG S 65
2015 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$822
Plymouth Rock Insurance
$1,921
Erie
$2,078
Oklahoma Farmers Union
$2,190
Mercury
$2,448
State Farm
$2,462
Arbella
$2,496
Allied
$2,518
Nationwide
$2,535
Country
$2,554
Progressive
$2,584
Tennessee Farmers
$2,590
Compare all 2015 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$2,494List Price
$94,400Trims Available
S 550, S 550 Plug-In Hybrid, S 550 4MATIC, S 63 AMG, S 600, S 65 AMG
2014 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$1,341
Plymouth Rock Insurance
$1,830
Erie
$1,917
Mercury
$2,480
Tennessee Farmers
$2,543
Country
$2,554
USAA
$2,602
Arbella
$2,625
Allied
$2,667
Nationwide
$2,740
State Farm
$2,803
Acuity
$2,859
Compare all 2014 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$2,455List Price
$92,900Trims Available
S 550, S 550 4MATIC, S 63 AMG
2013 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$1,316
Erie
$1,690
Plymouth Rock Insurance
$1,743
Arbella
$2,088
USAA
$2,215
State Farm
$2,256
Mercury
$2,257
Country
$2,298
Allied
$2,323
Tennessee Farmers
$2,331
Acuity
$2,385
Nationwide
$2,403
Compare all 2013 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$2,424List Price
$92,350Trims Available
S 400 Hybrid, S 350 BlueTEC 4MATIC, S 550, S 550 4MATIC, S 63 AMG, S 600, S 65 AMG
2012 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$1,280
Erie
$1,620
Plymouth Rock Insurance
$1,691
USAA
$1,993
State Farm
$2,075
Arbella
$2,078
Allied
$2,234
Acuity
$2,235
Country
$2,271
Tennessee Farmers
$2,288
Nationwide
$2,302
Mercury
$2,358
Compare all 2012 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$2,322List Price
$91,850Trims Available
S 400 Hybrid, S 350 BlueTEC 4MATIC, S 550, S 550 4MATIC, S 63 AMG, S 600, S 65 AMG
2011 Mercedes-Benz S-Class
Cheapest Insurance Companies
Average Annual Cost
Texas Farm Bureau
$1,240
Plymouth Rock Insurance
$1,674
Erie
$1,678
Arbella
$1,713
USAA
$1,868
Allied
$2,085
Country
$2,091
Vermont Mutual
$2,207
Tennessee Farmers
$2,219
Nationwide
$2,247
Southern Farm Bureau
$2,272
State Farm
$2,385
Compare all 2011 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$2,278List Price
$91,000Trims Available
S 400 Hybrid, S 550, S 550 4MATIC, S 63 AMG, S 600, S 65 AMG