Mercedes-Benz S-Class Insurance: by Model Year & Company
Mercedes-Benz S-Class insurance costs an average of $2,217 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Mercedes-Benz S-Class at $309/mo or $1,855 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Mercedes-Benz S-Class:
- The S-Class costs more to insure than most sedans. Averaging $369/mo for the S-Class versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the S-Class, like the Mercedes-Benz C-Class ($208/mo), Mercedes-Benz G-Class ($336/mo), or Mercedes-Benz CLS-Class ($276/mo), your insurance costs will be more expensive.
- Progressive ($258/mo), Erie ($304/mo), American Family ($317/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
Compare Mercedes-Benz S-Class insurance costs vs other vehicles
Thinking about something different? Add vehicles to compare average rates instantly.
Cheapest Companies
2025 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,710 |
| Nationwide |
$4,023 |
| Erie |
$4,750 |
| State Farm |
$5,380 |
| American Family |
$5,882 |
| USAA |
$6,350 |
| Farmers |
$7,494 |
| GEICO |
$8,102 |
| Allstate |
$10,226 |
Compare all 2025 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$6,5742024 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,865 |
| Nationwide |
$4,150 |
| Erie |
$4,586 |
| State Farm |
$5,161 |
| American Family |
$5,598 |
| USAA |
$6,272 |
| Farmers |
$6,927 |
| GEICO |
$7,734 |
| Allstate |
$10,287 |
Compare all 2024 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$6,4532023 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,785 |
| Nationwide |
$4,260 |
| Erie |
$4,518 |
| State Farm |
$5,103 |
| American Family |
$5,330 |
| USAA |
$6,384 |
| Farmers |
$6,565 |
| GEICO |
$7,326 |
| Allstate |
$8,433 |
Compare all 2023 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$6,0742022 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,684 |
| Erie |
$4,281 |
| Nationwide |
$4,564 |
| State Farm |
$4,827 |
| American Family |
$4,863 |
| Farmers |
$6,170 |
| USAA |
$6,274 |
| GEICO |
$7,075 |
| Allstate |
$8,014 |
Compare all 2022 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$5,8932021 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,540 |
| Erie |
$4,067 |
| Nationwide |
$4,558 |
| American Family |
$4,619 |
| State Farm |
$4,668 |
| Farmers |
$5,848 |
| USAA |
$5,945 |
| GEICO |
$6,770 |
| Allstate |
$7,588 |
Compare all 2021 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$5,6462020 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,008 |
| American Family |
$3,898 |
| Erie |
$3,954 |
| Nationwide |
$3,956 |
| State Farm |
$4,477 |
| USAA |
$5,196 |
| GEICO |
$5,476 |
| Farmers |
$5,660 |
| Allstate |
$6,988 |
Compare all 2020 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$4,9502019 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,921 |
| Erie |
$3,707 |
| American Family |
$3,770 |
| USAA |
$4,251 |
| State Farm |
$4,281 |
| Nationwide |
$4,330 |
| GEICO |
$5,213 |
| Farmers |
$5,393 |
| Allstate |
$6,766 |
Compare all 2019 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$4,7132018 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,814 |
| American Family |
$3,630 |
| Erie |
$3,709 |
| Nationwide |
$3,898 |
| USAA |
$3,932 |
| State Farm |
$3,947 |
| GEICO |
$4,966 |
| Farmers |
$5,069 |
| Allstate |
$6,001 |
Compare all 2018 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$4,3722017 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,051 |
| American Family |
$3,067 |
| Erie |
$3,458 |
| State Farm |
$3,627 |
| Nationwide |
$3,936 |
| USAA |
$3,970 |
| Farmers |
$5,065 |
| GEICO |
$5,072 |
| Allstate |
$5,319 |
Compare all 2017 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$4,2852016 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$3,005 |
| Progressive |
$3,022 |
| USAA |
$3,129 |
| Erie |
$3,297 |
| State Farm |
$3,347 |
| Nationwide |
$3,536 |
| GEICO |
$4,534 |
| Farmers |
$4,608 |
| Allstate |
$4,980 |
Compare all 2016 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$3,8742015 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,782 |
| Progressive |
$2,872 |
| State Farm |
$3,109 |
| Erie |
$3,203 |
| USAA |
$3,241 |
| Nationwide |
$3,480 |
| GEICO |
$4,322 |
| Farmers |
$4,400 |
| Allstate |
$4,765 |
Compare all 2015 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$3,7362014 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,766 |
| American Family |
$2,828 |
| State Farm |
$3,028 |
| Erie |
$3,083 |
| USAA |
$3,183 |
| Nationwide |
$3,639 |
| GEICO |
$4,130 |
| Farmers |
$4,245 |
| Allstate |
$4,732 |
Compare all 2014 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$3,6642013 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,509 |
| State Farm |
$2,605 |
| American Family |
$2,716 |
| USAA |
$2,721 |
| Erie |
$2,905 |
| Nationwide |
$2,982 |
| GEICO |
$3,977 |
| Farmers |
$4,084 |
| Allstate |
$4,498 |
Compare all 2013 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$3,3492012 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,423 |
| American Family |
$2,496 |
| State Farm |
$2,648 |
| Erie |
$2,654 |
| USAA |
$2,777 |
| Nationwide |
$2,982 |
| GEICO |
$3,854 |
| Farmers |
$3,902 |
| Allstate |
$4,371 |
Compare all 2012 Mercedes-Benz S-Class insurance rates.
Average Cost to Insure Per Year
$3,2792011 Mercedes-Benz S-Class
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| State Farm |
$2,350 |
| USAA |
$2,405 |
| Progressive |
$2,480 |
| Erie |
$2,493 |
| American Family |
$2,607 |
| Nationwide |
$3,134 |
| GEICO |
$3,183 |
| Farmers |
$3,749 |
| Allstate |
$4,380 |