Nissan Xterra Insurance Cost

  • Nissan Xterra insurance costs range from $94 to $332 per month
  • Plymouth Rock Insurance offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Xterra Car Insurance

Nissan Xterra Insurance cost

  • Average car insurance rate: $78 per month
  • Most affordable insurance company: Plymouth Rock Insurance ($52 per month)
  • 54% of drivers insure their Xterra with state liability coverage only

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Nissan Xterra with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Xterra Car Insurance

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2015 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$680

$681

$720

Vermont Mutual

$726

Tennessee Farmers

$790

$920

$920

Acuity

$923

Country

$951

Arbella

$954

$957

$966

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Average Cost to Insure Per Year
$949
List Price
$23,660
Trims Available

X, S, PRO-4X

2014 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

Texas Farm Bureau

$667

Vermont Mutual

$688

GEICO

$709

Erie

$714

Tennessee Farmers

$773

Acuity

$881

USAA

$901

Allied

$916

Arbella

$933

Country

$934

$967

Plymouth Rock Insurance

$972

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Average Cost to Insure Per Year
$936
List Price
$23,390
Trims Available

X, S, PRO-4X

2013 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

GEICO

$577

Texas Farm Bureau

$646

Erie

$650

Vermont Mutual

$653

Tennessee Farmers

$745

USAA

$815

Acuity

$830

Progressive

$859

Arbella

$872

State Farm

$880

Allied

$886

Country

$887

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Average Cost to Insure Per Year
$876
List Price
$22,940
Trims Available

X, S, PRO-4X

2012 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

GEICO

$401

Erie

$553

USAA

$601

Vermont Mutual

$603

State Farm

$621

Progressive

$674

Tennessee Farmers

$688

Texas Farm Bureau

$689

American Family

$770

Acuity

$771

Country

$791

Arbella

$859

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Average Cost to Insure Per Year
$760
List Price
$25,210
Trims Available

X, S, PRO-4X

2011 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

GEICO

$440

Erie

$587

Vermont Mutual

$605

Texas Farm Bureau

$617

USAA

$641

State Farm

$670

Progressive

$683

Tennessee Farmers

$711

Arbella

$782

Allied

$816

Country

$835

American Family

$846

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Average Cost to Insure Per Year
$780
List Price
$24,260
Trims Available

X, S, PRO-4X