Nissan Xterra Insurance: by Model Year & Company
Nissan Xterra insurance costs an average of $702 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Nissan Xterra at $99/mo or $597 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Nissan Xterra:
- The Xterra costs less to insure than most SUVs. Averaging $117/mo for the Xterra versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Xterra, like the Nissan 370Z ($180/mo), Nissan Altima ($174/mo), or Nissan GT-R ($366/mo), your insurance costs will be cheaper.
- USAA ($94/mo), American Family ($95/mo), Erie ($100/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2015 Nissan Xterra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,194 |
| USAA |
$1,214 |
| Progressive |
$1,241 |
| Erie |
$1,249 |
| State Farm |
$1,386 |
| Nationwide |
$1,551 |
| GEICO |
$1,633 |
| Farmers |
$1,840 |
| Allstate |
$1,876 |
Compare all 2015 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$1,5102014 Nissan Xterra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,168 |
| USAA |
$1,177 |
| Erie |
$1,185 |
| Progressive |
$1,189 |
| State Farm |
$1,344 |
| Nationwide |
$1,541 |
| GEICO |
$1,580 |
| Farmers |
$1,767 |
| Allstate |
$1,867 |
Compare all 2014 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$1,4722013 Nissan Xterra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,119 |
| American Family |
$1,142 |
| Progressive |
$1,180 |
| Erie |
$1,206 |
| State Farm |
$1,314 |
| GEICO |
$1,532 |
| Nationwide |
$1,574 |
| Farmers |
$1,696 |
| Allstate |
$1,871 |
Compare all 2013 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$1,4492012 Nissan Xterra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,068 |
| American Family |
$1,113 |
| Erie |
$1,213 |
| Progressive |
$1,239 |
| State Farm |
$1,275 |
| GEICO |
$1,501 |
| Nationwide |
$1,560 |
| Farmers |
$1,668 |
| Allstate |
$1,909 |
Compare all 2012 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$1,4392011 Nissan Xterra
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,033 |
| American Family |
$1,106 |
| State Farm |
$1,162 |
| Erie |
$1,174 |
| Progressive |
$1,190 |
| GEICO |
$1,456 |
| Nationwide |
$1,462 |
| Farmers |
$1,631 |
| Allstate |
$1,806 |