Nissan Xterra Car Insurance

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The Nissan Xterra is an inexpensive car to insure, with mean annual rates $238 more affordable than the national mean. The Xterra offers poor cost-to-insure value, thanks to its more expensive-than-average insurance premium-to-MSRP ratio.

Plymouth Rock Insurance provides the most affordable car insurance rates for the Nissan Xterra, with an average annual cost of $620 — 66% more affordable than the average among popular insurance companies. The most expensive auto insurance carrier for the Nissan Xterra is Liberty Mutual, with an average outlay of $1,394 each year.

Explore the information on this page to compare Nissan Xterra auto insurance premiums from top car insurance companies.

How much does it cost to insure my Nissan Xterra?

Select the year of your car

Xterra Car Insurance

2015 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

Plymouth Rock Insurance

$620

GEICO

$645

Texas Farm Bureau

$680

$740

Amica

$800

Progressive

$915

$1,012

$1,065

USAA

$1,084

$1,107

$1,301

$1,394

Compare all 2015 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$940
List Price
$23,660
Trims Available

X, S, PRO-4X

2014 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

Plymouth Rock Insurance

$605

GEICO

$632

Texas Farm Bureau

$667

Arbella

$721

Amica

$762

Progressive

$907

State Farm

$1,016

MetLife

$1,038

USAA

$1,041

Quincy Mutual

$1,079

Allstate

$1,252

Liberty Mutual

$1,350

Compare all 2014 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$918
List Price
$23,390
Trims Available

X, S, PRO-4X

2013 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

Plymouth Rock Insurance

$590

GEICO

$623

Texas Farm Bureau

$646

Arbella

$708

Amica

$733

Progressive

$897

USAA

$986

MetLife

$1,005

State Farm

$1,014

Quincy Mutual

$1,051

Allstate

$1,141

Liberty Mutual

$1,305

Compare all 2013 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$890
List Price
$22,940
Trims Available

X, S, PRO-4X

2012 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

Plymouth Rock Insurance

$574

GEICO

$619

Texas Farm Bureau

$689

Amica

$788

Arbella

$859

Progressive

$904

USAA

$939

Quincy Mutual

$1,027

State Farm

$1,032

MetLife

$1,100

Allstate

$1,293

Liberty Mutual

$1,409

Compare all 2012 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$864
List Price
$25,210
Trims Available

X, S, PRO-4X

2011 Nissan Xterra

Cheapest Insurance Companies
Average Annual Cost

GEICO

$523

Plymouth Rock Insurance

$561

Texas Farm Bureau

$617

Arbella

$688

Amica

$694

Progressive

$852

USAA

$876

State Farm

$879

MetLife

$979

Quincy Mutual

$1,002

Allstate

$1,102

Liberty Mutual

$1,249

Compare all 2011 Nissan Xterra insurance rates.
Average Cost to Insure Per Year
$820
List Price
$24,260
Trims Available

X, S, PRO-4X