Polestar 2 Insurance: by Model Year & Company

Polestar 2 insurance costs an average of $1,478 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest Polestar 2 at $99/mo or $594 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
  • Know your vehicle? Get a personalized quote by entering your zip code.
2 Car Insurance

What to know about insuring a Polestar 2:

  1. The 2 costs more to insure than most sedans. Averaging $246/mo for the 2 versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the 2, like the BMW 2 Series ($205/mo), MINI Cooper Hardtop 2 Door ($205/mo), or Acura RDX ($142/mo), your insurance costs will be more expensive.
  3. Erie ($163/mo), USAA ($186/mo), American Family ($195/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Polestar 2 insurance costs vs other vehicles

Thinking about something different? Add vehicles to compare average rates instantly.

2024 Polestar 2 Vehicle Image
2024 Polestar 2
Av. Cost Per Year$2,479
Av. Per Month$207

Cheapest Companies

Erie$112/m
USAA$194/m
Progressive$196/m

How much does it cost to insure my Polestar 2?

2024 Polestar 2

Cheapest Insurance Companies Average Annual Cost
Erie

$1,187

American Family

$1,412

USAA

$2,283

Nationwide

$2,327

Farmers

$2,351

Allstate

$2,500

GEICO

$2,583

Progressive

$2,623

State Farm

$2,940

Compare all 2024 Polestar 2 insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,479

2023 Polestar 2

Cheapest Insurance Companies Average Annual Cost
American Family

$1,430

Erie

$1,776

USAA

$2,172

Nationwide

$2,294

Farmers

$2,372

GEICO

$2,477

Progressive

$2,574

Allstate

$2,749

State Farm

$2,840

Compare all 2023 Polestar 2 insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,460

2022 Polestar 2

Cheapest Insurance Companies Average Annual Cost
USAA

$2,153

GEICO

$2,413

Progressive

$2,416

Nationwide

$2,538

State Farm

$2,744

Erie

$3,523

American Family

$4,151

Farmers

$7,983

Allstate

$13,348

Compare all 2022 Polestar 2 insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$4,409

2021 Polestar 2

Cheapest Insurance Companies Average Annual Cost
Erie

$1,338

USAA

$2,328

Progressive

$2,348

American Family

$2,367

Nationwide

$2,369

GEICO

$2,799

State Farm

$2,807

Farmers

$3,589

Allstate

$4,321

Compare all 2021 Polestar 2 insurance rates.
No junk mail. No spam calls. Free quotes.
Average Cost to Insure Per Year
$2,855