Porsche Panamera Insurance: by Model Year & Company
Porsche Panamera insurance costs an average of $1,866 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Porsche Panamera at $249/mo or $1,493 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Porsche Panamera:
- The Panamera costs more to insure than most sedans. Averaging $311/mo for the Panamera versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Panamera, like the Porsche 718 Boxster ($240/mo), Porsche 718 Cayman ($248/mo), or Porsche Cayman ($175/mo), your insurance costs will be more expensive.
- Progressive ($203/mo), USAA ($246/mo), American Family ($266/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,986 |
| Nationwide |
$3,644 |
| State Farm |
$4,668 |
| Erie |
$4,678 |
| USAA |
$4,956 |
| American Family |
$5,136 |
| GEICO |
$6,887 |
| Farmers |
$7,474 |
| Allstate |
$9,824 |
Compare all 2025 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$5,7912024 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,931 |
| Nationwide |
$3,722 |
| Erie |
$4,431 |
| State Farm |
$4,480 |
| USAA |
$4,869 |
| American Family |
$4,869 |
| GEICO |
$6,570 |
| Farmers |
$7,052 |
| Allstate |
$9,269 |
Compare all 2024 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$5,5692023 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,856 |
| Nationwide |
$3,384 |
| USAA |
$4,166 |
| State Farm |
$4,392 |
| Erie |
$4,538 |
| American Family |
$4,562 |
| GEICO |
$6,232 |
| Farmers |
$6,353 |
| Allstate |
$7,852 |
Compare all 2023 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$5,0792022 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,782 |
| USAA |
$3,471 |
| State Farm |
$3,604 |
| Nationwide |
$3,923 |
| American Family |
$4,306 |
| Erie |
$4,399 |
| GEICO |
$4,752 |
| Farmers |
$6,022 |
| Allstate |
$6,756 |
Compare all 2022 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$4,4212021 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,638 |
| USAA |
$3,386 |
| American Family |
$3,587 |
| State Farm |
$3,749 |
| Nationwide |
$3,779 |
| Erie |
$3,873 |
| GEICO |
$4,639 |
| Allstate |
$5,639 |
| Farmers |
$5,710 |
Compare all 2021 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$4,1482020 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,503 |
| American Family |
$3,228 |
| USAA |
$3,320 |
| State Farm |
$3,802 |
| Erie |
$4,004 |
| Nationwide |
$4,056 |
| GEICO |
$4,373 |
| Farmers |
$5,405 |
| Allstate |
$5,511 |
Compare all 2020 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$4,0582019 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,471 |
| American Family |
$3,000 |
| USAA |
$3,097 |
| State Farm |
$3,499 |
| Erie |
$3,638 |
| Nationwide |
$3,753 |
| GEICO |
$4,215 |
| Farmers |
$5,152 |
| Allstate |
$5,214 |
Compare all 2019 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$3,8402018 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,406 |
| USAA |
$2,682 |
| American Family |
$2,808 |
| State Farm |
$3,249 |
| Erie |
$3,436 |
| Nationwide |
$3,507 |
| GEICO |
$4,018 |
| Farmers |
$4,787 |
| Allstate |
$4,996 |
Compare all 2018 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$3,6062017 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,235 |
| USAA |
$2,611 |
| American Family |
$2,697 |
| Nationwide |
$3,011 |
| State Farm |
$3,084 |
| Erie |
$3,259 |
| GEICO |
$3,873 |
| Farmers |
$4,557 |
| Allstate |
$5,177 |
Compare all 2017 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$3,4622016 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,131 |
| USAA |
$2,438 |
| American Family |
$2,547 |
| State Farm |
$2,830 |
| Erie |
$3,114 |
| Nationwide |
$3,122 |
| GEICO |
$3,170 |
| Farmers |
$4,316 |
| Allstate |
$4,425 |
Compare all 2016 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$3,1162015 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,060 |
| USAA |
$2,279 |
| American Family |
$2,386 |
| State Farm |
$2,605 |
| Erie |
$2,802 |
| Nationwide |
$2,808 |
| GEICO |
$3,275 |
| Allstate |
$4,085 |
| Farmers |
$4,119 |
Compare all 2015 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$2,9712014 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,898 |
| Progressive |
$2,226 |
| American Family |
$2,379 |
| State Farm |
$2,384 |
| Erie |
$2,654 |
| Nationwide |
$2,681 |
| GEICO |
$2,909 |
| Farmers |
$3,860 |
| Allstate |
$4,138 |
Compare all 2014 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$2,8022013 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,812 |
| Progressive |
$2,058 |
| American Family |
$2,227 |
| State Farm |
$2,441 |
| Erie |
$2,570 |
| GEICO |
$2,756 |
| Nationwide |
$3,189 |
| Farmers |
$3,670 |
| Allstate |
$4,169 |
Compare all 2013 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$2,7892012 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,722 |
| American Family |
$2,126 |
| Progressive |
$2,143 |
| State Farm |
$2,292 |
| Erie |
$2,337 |
| GEICO |
$2,641 |
| Nationwide |
$2,921 |
| Farmers |
$3,502 |
| Allstate |
$4,042 |
Compare all 2012 Porsche Panamera insurance rates.
Average Cost to Insure Per Year
$2,6742011 Porsche Panamera
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,620 |
| Erie |
$2,030 |
| American Family |
$2,042 |
| Progressive |
$2,080 |
| State Farm |
$2,150 |
| GEICO |
$2,533 |
| Nationwide |
$3,133 |
| Farmers |
$3,308 |
| Allstate |
$4,204 |