Ram 1500 Classic Insurance: by Model Year & Company
Ram 1500 Classic insurance costs an average of $1,040 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Ram 1500 Classic at $139/mo or $835 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ram 1500 Classic:
- The 1500 Classic costs less to insure than most trucks. Averaging $173/mo for the 1500 Classic versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the 1500 Classic, like the Ram 1500 ($197/mo), Ram 2500 ($188/mo), or Chevrolet Silverado 1500 ($159/mo), your insurance costs will be about the same.
- USAA ($133/mo), American Family ($137/mo), Progressive ($137/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2024 Ram 1500 Classic
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,669 |
| American Family |
$1,831 |
| Progressive |
$1,844 |
| Erie |
$2,087 |
| State Farm |
$2,173 |
| GEICO |
$2,291 |
| Nationwide |
$2,471 |
| Farmers |
$2,792 |
| Allstate |
$4,013 |
Compare all 2024 Ram 1500 Classic insurance rates.
Average Cost to Insure Per Year
$2,4142023 Ram 1500 Classic
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,722 |
| USAA |
$1,772 |
| American Family |
$1,842 |
| Erie |
$1,983 |
| State Farm |
$2,206 |
| GEICO |
$2,256 |
| Nationwide |
$2,532 |
| Farmers |
$2,685 |
| Allstate |
$3,812 |
Compare all 2023 Ram 1500 Classic insurance rates.
Average Cost to Insure Per Year
$2,3772022 Ram 1500 Classic
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,655 |
| USAA |
$1,699 |
| Progressive |
$1,802 |
| Erie |
$1,922 |
| GEICO |
$2,088 |
| State Farm |
$2,111 |
| Farmers |
$2,488 |
| Nationwide |
$2,520 |
| Allstate |
$3,280 |
Compare all 2022 Ram 1500 Classic insurance rates.
Average Cost to Insure Per Year
$2,2332021 Ram 1500 Classic
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,527 |
| American Family |
$1,585 |
| Progressive |
$1,660 |
| Erie |
$1,686 |
| GEICO |
$1,921 |
| State Farm |
$1,933 |
| Nationwide |
$2,067 |
| Farmers |
$2,353 |
| Allstate |
$2,773 |
Compare all 2021 Ram 1500 Classic insurance rates.
Average Cost to Insure Per Year
$1,9842020 Ram 1500 Classic
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,305 |
| USAA |
$1,486 |
| American Family |
$1,514 |
| Erie |
$1,689 |
| GEICO |
$1,875 |
| State Farm |
$1,966 |
| Nationwide |
$2,262 |
| Farmers |
$2,334 |
| Allstate |
$2,738 |
Compare all 2020 Ram 1500 Classic insurance rates.
Average Cost to Insure Per Year
$1,9412019 Ram 1500 Classic
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,396 |
| American Family |
$1,418 |
| Progressive |
$1,564 |
| Erie |
$1,608 |
| GEICO |
$1,772 |
| State Farm |
$1,778 |
| Nationwide |
$1,965 |
| Farmers |
$2,171 |
| Allstate |
$2,418 |