Ram 2500 Insurance: by Model Year & Company
Ram 2500 insurance costs an average of $1,129 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Ram 2500 at $125/mo or $752 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Ram 2500:
- The 2500 costs less to insure than most trucks. Averaging $188/mo for the 2500 versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the 2500, like the Ram 1500 Classic ($173/mo), Ram 1500 ($197/mo), or Acura RDX ($142/mo), your insurance costs will be about the same.
- American Family ($151/mo), USAA ($152/mo), Progressive ($165/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,504 |
| Erie |
$1,552 |
| Nationwide |
$2,209 |
| USAA |
$2,311 |
| Progressive |
$2,396 |
| Farmers |
$2,413 |
| State Farm |
$2,692 |
| GEICO |
$2,813 |
| Allstate |
$3,200 |
Compare all 2025 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,5592024 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,392 |
| Erie |
$1,521 |
| Progressive |
$2,233 |
| USAA |
$2,236 |
| GEICO |
$2,364 |
| Farmers |
$2,451 |
| Allstate |
$2,451 |
| State Farm |
$2,503 |
| Nationwide |
$2,676 |
Compare all 2024 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,3522023 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,505 |
| Erie |
$1,882 |
| Nationwide |
$1,983 |
| Progressive |
$2,203 |
| USAA |
$2,251 |
| GEICO |
$2,284 |
| State Farm |
$2,363 |
| Farmers |
$2,547 |
| Allstate |
$3,134 |
Compare all 2023 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,3442022 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,149 |
| Erie |
$1,262 |
| Farmers |
$1,634 |
| Nationwide |
$2,036 |
| USAA |
$2,214 |
| Progressive |
$2,275 |
| State Farm |
$2,321 |
| Allstate |
$2,393 |
| GEICO |
$2,394 |
Compare all 2022 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,1902021 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$1,996 |
| USAA |
$2,000 |
| Progressive |
$2,112 |
| State Farm |
$2,250 |
| GEICO |
$2,309 |
| American Family |
$2,366 |
| Erie |
$2,425 |
| Farmers |
$3,987 |
| Allstate |
$4,723 |
Compare all 2021 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,6412020 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,582 |
| Erie |
$1,752 |
| USAA |
$1,917 |
| Nationwide |
$2,023 |
| Progressive |
$2,045 |
| GEICO |
$2,148 |
| State Farm |
$2,166 |
| Farmers |
$3,163 |
| Allstate |
$3,167 |
Compare all 2020 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,2672019 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,406 |
| Erie |
$1,538 |
| USAA |
$1,822 |
| Nationwide |
$1,985 |
| Progressive |
$1,995 |
| GEICO |
$2,096 |
| State Farm |
$2,118 |
| Allstate |
$2,331 |
| Farmers |
$2,449 |
Compare all 2019 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,0532018 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,881 |
| USAA |
$1,929 |
| Nationwide |
$2,010 |
| GEICO |
$2,189 |
| State Farm |
$2,192 |
| American Family |
$2,496 |
| Erie |
$2,943 |
| Allstate |
$5,278 |
| Farmers |
$5,807 |
Compare all 2018 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,7712017 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,740 |
| Progressive |
$1,851 |
| American Family |
$1,909 |
| Nationwide |
$2,060 |
| GEICO |
$2,141 |
| State Farm |
$2,172 |
| Erie |
$2,307 |
| Allstate |
$3,746 |
| Farmers |
$4,288 |
Compare all 2017 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,3932016 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,660 |
| Progressive |
$1,729 |
| Nationwide |
$1,948 |
| State Farm |
$2,005 |
| GEICO |
$2,021 |
| American Family |
$3,055 |
| Erie |
$3,118 |
| Farmers |
$4,811 |
| Allstate |
$5,503 |
Compare all 2016 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,6392015 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,537 |
| Progressive |
$1,756 |
| GEICO |
$1,801 |
| State Farm |
$1,826 |
| Nationwide |
$1,943 |
| American Family |
$1,965 |
| Erie |
$2,324 |
| Farmers |
$2,801 |
| Allstate |
$2,863 |
Compare all 2015 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,0092014 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,420 |
| American Family |
$1,440 |
| USAA |
$1,522 |
| State Farm |
$1,680 |
| GEICO |
$1,756 |
| Nationwide |
$1,869 |
| Progressive |
$1,873 |
| Farmers |
$2,151 |
| Allstate |
$2,689 |
Compare all 2014 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$1,8852013 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,424 |
| State Farm |
$1,476 |
| GEICO |
$1,693 |
| Nationwide |
$1,786 |
| Progressive |
$1,795 |
| American Family |
$1,920 |
| Erie |
$2,244 |
| Farmers |
$3,237 |
| Allstate |
$3,601 |
Compare all 2013 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,0432012 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,376 |
| State Farm |
$1,526 |
| Progressive |
$1,744 |
| GEICO |
$1,752 |
| Nationwide |
$1,889 |
| American Family |
$2,227 |
| Erie |
$2,384 |
| Farmers |
$3,426 |
| Allstate |
$3,620 |
Compare all 2012 Ram 2500 insurance rates.
Average Cost to Insure Per Year
$2,0872011 Ram 2500
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,184 |
| Erie |
$1,369 |
| USAA |
$1,439 |
| State Farm |
$1,567 |
| GEICO |
$1,686 |
| Progressive |
$1,765 |
| Nationwide |
$1,934 |
| Farmers |
$2,010 |
| Allstate |
$2,151 |