Rivian R1S Insurance: by Model Year & Company
Rivian R1S insurance costs an average of $1,955 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Rivian R1S at $210/mo or $1,258 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Rivian R1S:
- The R1S costs more to insure than most SUVs. Averaging $326/mo for the R1S versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the R1S, like the Rivian R1T ($300/mo), Acura RDX ($142/mo), or Acura RLX ($193/mo), your insurance costs will be more expensive.
- Nationwide ($218/mo), Erie ($228/mo), USAA ($258/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Rivian R1S
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$2,516 |
| Erie |
$2,679 |
| USAA |
$3,184 |
| American Family |
$3,316 |
| State Farm |
$3,540 |
| Progressive |
$3,556 |
| GEICO |
$4,861 |
| Farmers |
$6,583 |
| Allstate |
$6,944 |
Compare all 2025 Rivian R1S insurance rates.
Average Cost to Insure Per Year
$4,3422024 Rivian R1S
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$2,599 |
| Erie |
$2,862 |
| USAA |
$3,178 |
| State Farm |
$3,431 |
| Progressive |
$3,473 |
| American Family |
$3,574 |
| GEICO |
$4,672 |
| Allstate |
$6,359 |
| Farmers |
$6,481 |
Compare all 2024 Rivian R1S insurance rates.
Average Cost to Insure Per Year
$4,1972023 Rivian R1S
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$2,770 |
| Erie |
$2,790 |
| USAA |
$3,024 |
| State Farm |
$3,271 |
| Progressive |
$3,366 |
| American Family |
$3,424 |
| GEICO |
$4,450 |
| Allstate |
$5,117 |
| Farmers |
$5,921 |
Compare all 2023 Rivian R1S insurance rates.
Average Cost to Insure Per Year
$3,8922022 Rivian R1S
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$2,587 |
| Nationwide |
$2,599 |
| State Farm |
$2,959 |
| USAA |
$2,986 |
| American Family |
$3,177 |
| Progressive |
$3,721 |
| GEICO |
$4,287 |
| Allstate |
$4,896 |
| Farmers |
$5,571 |