Rivian R1T Insurance: by Model Year & Company
Rivian R1T insurance costs an average of $1,802 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Rivian R1T at $216/mo or $1,297 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Rivian R1T:
- The R1T costs more to insure than most trucks. Averaging $300/mo for the R1T versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the R1T, like the Rivian R1S ($326/mo), Acura RDX ($142/mo), or Acura RLX ($193/mo), your insurance costs will be about the same.
- Progressive ($217/mo), Nationwide ($226/mo), Erie ($229/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Rivian R1T
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$2,594 |
| Progressive |
$2,631 |
| Erie |
$2,730 |
| USAA |
$3,036 |
| American Family |
$3,041 |
| State Farm |
$3,434 |
| GEICO |
$3,959 |
| Farmers |
$5,935 |
| Allstate |
$6,932 |
Compare all 2025 Rivian R1T insurance rates.
Average Cost to Insure Per Year
$3,9212024 Rivian R1T
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,574 |
| Nationwide |
$2,680 |
| Erie |
$2,730 |
| USAA |
$3,023 |
| American Family |
$3,176 |
| State Farm |
$3,319 |
| GEICO |
$3,803 |
| Farmers |
$5,601 |
| Allstate |
$6,584 |
Compare all 2024 Rivian R1T insurance rates.
Average Cost to Insure Per Year
$3,8062023 Rivian R1T
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,612 |
| USAA |
$2,815 |
| Nationwide |
$2,848 |
| Erie |
$2,870 |
| American Family |
$3,308 |
| State Farm |
$3,323 |
| GEICO |
$3,641 |
| Allstate |
$5,107 |
| Farmers |
$5,239 |
Compare all 2023 Rivian R1T insurance rates.
Average Cost to Insure Per Year
$3,5382022 Rivian R1T
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,578 |
| Erie |
$2,645 |
| Nationwide |
$2,741 |
| USAA |
$2,771 |
| American Family |
$2,823 |
| State Farm |
$3,201 |
| GEICO |
$3,504 |
| Farmers |
$4,921 |
| Allstate |
$4,977 |