Subaru Crosstrek Insurance: by Model Year & Company

Subaru Crosstrek insurance costs an average of $862 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Subaru Crosstrek at $114/mo or $681 for a 6-month full coverage policy.

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Crosstrek Car Insurance

What to know about insuring a Subaru Crosstrek:

  1. The Crosstrek costs less to insure than most SUVs. Averaging $144/mo for the Crosstrek versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Crosstrek, like the Subaru XV Crosstrek ($122/mo), Subaru Forester ($142/mo), or Subaru Impreza ($148/mo), your insurance costs will be about the same.
  3. Progressive ($106/mo), American Family ($113/mo), Erie ($121/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Subaru Crosstrek Vehicle Image
2025 Subaru Crosstrek
Av. Cost Per Year$2,011
Av. Per Month$168

Cheapest Companies

Progressive$98/m
Erie$100/m
American Family$108/m

How much does it cost to insure my Subaru Crosstrek?

Select your model year:

2025 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
American Family

$1,362

Progressive

$1,399

Nationwide

$1,567

USAA

$1,714

Erie

$1,736

State Farm

$1,933

GEICO

$2,215

Allstate

$2,750

Farmers

$3,033

Compare all 2025 Subaru Crosstrek insurance rates.
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Average Cost to Insure Per Year
$2,011

2024 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,388

American Family

$1,446

Nationwide

$1,600

Erie

$1,653

USAA

$1,705

State Farm

$1,873

GEICO

$2,134

Allstate

$2,559

Farmers

$2,863

Compare all 2024 Subaru Crosstrek insurance rates.
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Average Cost to Insure Per Year
$1,949

2023 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,366

American Family

$1,410

Erie

$1,520

State Farm

$1,575

USAA

$1,665

GEICO

$1,673

Nationwide

$1,738

Allstate

$2,452

Farmers

$2,745

Compare all 2023 Subaru Crosstrek insurance rates.
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Average Cost to Insure Per Year
$1,792

2022 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,336

American Family

$1,367

Erie

$1,458

State Farm

$1,670

USAA

$1,678

Nationwide

$1,714

GEICO

$1,724

Allstate

$2,341

Farmers

$2,631

Compare all 2022 Subaru Crosstrek insurance rates.
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Average Cost to Insure Per Year
$1,784

2021 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,306

American Family

$1,327

Erie

$1,406

GEICO

$1,488

Nationwide

$1,515

USAA

$1,606

State Farm

$1,663

Allstate

$2,281

Farmers

$2,561

Compare all 2021 Subaru Crosstrek insurance rates.
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Average Cost to Insure Per Year
$1,672

2020 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,191

American Family

$1,311

Erie

$1,375

GEICO

$1,438

USAA

$1,533

Nationwide

$1,584

State Farm

$1,621

Allstate

$2,290

Farmers

$2,448

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Average Cost to Insure Per Year
$1,633

2019 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,224

American Family

$1,429

USAA

$1,478

Erie

$1,519

GEICO

$1,594

Nationwide

$1,710

State Farm

$1,735

Farmers

$2,637

Allstate

$2,690

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Average Cost to Insure Per Year
$1,770

2018 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,190

American Family

$1,340

Erie

$1,379

GEICO

$1,414

USAA

$1,506

State Farm

$1,565

Nationwide

$1,646

Allstate

$2,279

Farmers

$2,302

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Average Cost to Insure Per Year
$1,616

2017 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,191

Erie

$1,246

American Family

$1,306

USAA

$1,379

GEICO

$1,384

State Farm

$1,482

Nationwide

$1,640

Farmers

$2,169

Allstate

$2,171

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Average Cost to Insure Per Year
$1,554

2016 Subaru Crosstrek

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,181

Erie

$1,205

American Family

$1,298

USAA

$1,329

GEICO

$1,342

State Farm

$1,451

Nationwide

$1,588

Allstate

$2,047

Farmers

$2,117

Compare all 2016 Subaru Crosstrek insurance rates.
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Average Cost to Insure Per Year
$1,504