Subaru Forester Insurance: by Model Year & Company
Subaru Forester insurance costs an average of $855 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Subaru Forester at $126/mo or $758 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Subaru Forester:
- The Forester costs less to insure than most SUVs. Averaging $142/mo for the Forester versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Forester, like the Subaru Impreza ($148/mo), Subaru XV Crosstrek ($122/mo), or Subaru BRZ ($199/mo), your insurance costs will be about the same.
- Progressive ($109/mo), American Family ($111/mo), Erie ($120/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide |
$1,515 |
| Progressive |
$1,557 |
| American Family |
$1,584 |
| USAA |
$1,654 |
| State Farm |
$1,800 |
| Erie |
$1,845 |
| GEICO |
$2,012 |
| Allstate |
$2,870 |
| Farmers |
$3,276 |
Compare all 2025 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,9952024 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,530 |
| Nationwide |
$1,541 |
| Progressive |
$1,545 |
| USAA |
$1,636 |
| Erie |
$1,658 |
| State Farm |
$1,674 |
| GEICO |
$1,938 |
| Allstate |
$2,737 |
| Farmers |
$3,157 |
Compare all 2024 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,9312023 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,485 |
| Progressive |
$1,518 |
| Nationwide |
$1,537 |
| State Farm |
$1,581 |
| Erie |
$1,598 |
| USAA |
$1,604 |
| GEICO |
$1,799 |
| Allstate |
$2,638 |
| Farmers |
$3,059 |
Compare all 2023 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,8572022 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,443 |
| Progressive |
$1,482 |
| Nationwide |
$1,507 |
| Erie |
$1,587 |
| USAA |
$1,597 |
| State Farm |
$1,806 |
| GEICO |
$1,813 |
| Allstate |
$2,417 |
| Farmers |
$2,897 |
Compare all 2022 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,8322021 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,121 |
| Progressive |
$1,389 |
| Erie |
$1,503 |
| State Farm |
$1,516 |
| USAA |
$1,536 |
| GEICO |
$1,579 |
| Nationwide |
$1,591 |
| Allstate |
$2,414 |
| Farmers |
$2,818 |
Compare all 2021 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,7212020 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,262 |
| American Family |
$1,393 |
| Erie |
$1,419 |
| USAA |
$1,467 |
| Nationwide |
$1,568 |
| State Farm |
$1,578 |
| GEICO |
$1,582 |
| Allstate |
$2,303 |
| Farmers |
$2,659 |
Compare all 2020 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,6782019 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,246 |
| Erie |
$1,331 |
| American Family |
$1,332 |
| GEICO |
$1,474 |
| USAA |
$1,558 |
| Nationwide |
$1,575 |
| State Farm |
$1,676 |
| Allstate |
$2,164 |
| Farmers |
$2,562 |
Compare all 2019 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,6452018 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,229 |
| American Family |
$1,347 |
| Erie |
$1,413 |
| State Farm |
$1,519 |
| USAA |
$1,521 |
| Nationwide |
$1,630 |
| GEICO |
$1,650 |
| Allstate |
$2,206 |
| Farmers |
$2,538 |
Compare all 2018 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,6762017 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,249 |
| USAA |
$1,365 |
| Erie |
$1,367 |
| American Family |
$1,367 |
| State Farm |
$1,507 |
| GEICO |
$1,586 |
| Nationwide |
$1,628 |
| Allstate |
$2,216 |
| Farmers |
$2,413 |
Compare all 2017 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,6342016 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,204 |
| American Family |
$1,342 |
| USAA |
$1,373 |
| Erie |
$1,403 |
| State Farm |
$1,477 |
| GEICO |
$1,537 |
| Nationwide |
$1,574 |
| Allstate |
$2,102 |
| Farmers |
$2,351 |
Compare all 2016 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,5882015 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,199 |
| USAA |
$1,229 |
| Erie |
$1,318 |
| American Family |
$1,319 |
| GEICO |
$1,503 |
| State Farm |
$1,503 |
| Nationwide |
$1,564 |
| Allstate |
$1,965 |
| Farmers |
$2,274 |
Compare all 2015 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,5342014 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,189 |
| Progressive |
$1,225 |
| Erie |
$1,275 |
| American Family |
$1,287 |
| State Farm |
$1,445 |
| GEICO |
$1,479 |
| Nationwide |
$1,562 |
| Allstate |
$1,979 |
| Farmers |
$2,165 |
Compare all 2014 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,5132013 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,101 |
| Progressive |
$1,272 |
| Allstate |
$1,292 |
| Farmers |
$1,511 |
| GEICO |
$1,636 |
| USAA |
$3,724 |
| Nationwide |
$5,647 |
Compare all 2013 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,4872012 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,052 |
| Progressive |
$1,140 |
| American Family |
$1,190 |
| Erie |
$1,206 |
| GEICO |
$1,258 |
| State Farm |
$1,270 |
| Nationwide |
$1,526 |
| Farmers |
$1,968 |
| Allstate |
$2,002 |
Compare all 2012 Subaru Forester insurance rates.
Average Cost to Insure Per Year
$1,3952011 Subaru Forester
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,025 |
| American Family |
$1,133 |
| Progressive |
$1,157 |
| Erie |
$1,180 |
| GEICO |
$1,218 |
| State Farm |
$1,315 |
| Nationwide |
$1,566 |
| Allstate |
$1,933 |
| Farmers |
$1,938 |