Subaru Outback Insurance: by Model Year & Company
Subaru Outback insurance costs an average of $808 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Subaru Outback at $108/mo or $647 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Subaru Outback:
- The Outback costs less to insure than most SUVs. Averaging $135/mo for the Outback versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Outback, like the Subaru Forester ($142/mo), Subaru Impreza ($148/mo), or Subaru XV Crosstrek ($122/mo), your insurance costs will be about the same.
- American Family ($107/mo), Erie ($108/mo), Progressive ($108/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,293 |
| Nationwide |
$1,449 |
| Progressive |
$1,556 |
| Erie |
$1,582 |
| USAA |
$1,739 |
| State Farm |
$1,878 |
| GEICO |
$1,975 |
| Allstate |
$2,771 |
| Farmers |
$3,153 |
Compare all 2025 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,9622024 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,263 |
| Nationwide |
$1,483 |
| Erie |
$1,531 |
| Progressive |
$1,543 |
| USAA |
$1,728 |
| State Farm |
$1,819 |
| GEICO |
$1,848 |
| Allstate |
$2,647 |
| Farmers |
$3,019 |
Compare all 2024 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,8992023 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,235 |
| Erie |
$1,477 |
| Nationwide |
$1,493 |
| Progressive |
$1,518 |
| State Farm |
$1,613 |
| USAA |
$1,710 |
| GEICO |
$1,844 |
| Allstate |
$2,508 |
| Farmers |
$2,894 |
Compare all 2023 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,8422022 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,377 |
| Erie |
$1,449 |
| Progressive |
$1,481 |
| Nationwide |
$1,550 |
| State Farm |
$1,650 |
| USAA |
$1,690 |
| GEICO |
$1,692 |
| Allstate |
$2,375 |
| Farmers |
$2,766 |
Compare all 2022 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,7862021 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,338 |
| Erie |
$1,408 |
| Progressive |
$1,436 |
| Nationwide |
$1,533 |
| USAA |
$1,625 |
| GEICO |
$1,631 |
| State Farm |
$1,656 |
| Allstate |
$2,299 |
| Farmers |
$2,652 |
Compare all 2021 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,7362020 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,306 |
| Erie |
$1,320 |
| American Family |
$1,322 |
| USAA |
$1,549 |
| GEICO |
$1,607 |
| State Farm |
$1,627 |
| Nationwide |
$1,744 |
| Allstate |
$2,170 |
| Farmers |
$2,535 |
Compare all 2020 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,6992019 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,194 |
| Progressive |
$1,266 |
| American Family |
$1,402 |
| USAA |
$1,485 |
| GEICO |
$1,507 |
| Nationwide |
$1,615 |
| State Farm |
$1,649 |
| Allstate |
$2,340 |
| Farmers |
$2,446 |
Compare all 2019 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,6642018 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,248 |
| Erie |
$1,302 |
| American Family |
$1,462 |
| GEICO |
$1,532 |
| Nationwide |
$1,540 |
| USAA |
$1,541 |
| State Farm |
$1,660 |
| Allstate |
$2,091 |
| Farmers |
$2,220 |
Compare all 2018 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,6222017 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,206 |
| Erie |
$1,227 |
| American Family |
$1,314 |
| USAA |
$1,392 |
| GEICO |
$1,456 |
| State Farm |
$1,518 |
| Nationwide |
$1,555 |
| Farmers |
$2,163 |
| Allstate |
$2,342 |
Compare all 2017 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,5912016 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,104 |
| Progressive |
$1,163 |
| American Family |
$1,289 |
| USAA |
$1,293 |
| GEICO |
$1,397 |
| Nationwide |
$1,440 |
| State Farm |
$1,473 |
| Farmers |
$2,073 |
| Allstate |
$2,280 |
Compare all 2016 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,5202015 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,161 |
| USAA |
$1,166 |
| Progressive |
$1,171 |
| American Family |
$1,245 |
| GEICO |
$1,357 |
| Nationwide |
$1,465 |
| State Farm |
$1,523 |
| Farmers |
$2,021 |
| Allstate |
$2,030 |
Compare all 2015 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,4642014 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,159 |
| American Family |
$1,202 |
| Progressive |
$1,206 |
| Erie |
$1,219 |
| GEICO |
$1,378 |
| State Farm |
$1,395 |
| Nationwide |
$1,533 |
| Farmers |
$1,924 |
| Allstate |
$2,061 |
Compare all 2014 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,4672013 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,076 |
| Progressive |
$1,122 |
| American Family |
$1,172 |
| Erie |
$1,211 |
| GEICO |
$1,339 |
| State Farm |
$1,391 |
| Nationwide |
$1,463 |
| Farmers |
$1,873 |
| Allstate |
$2,073 |
Compare all 2013 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,4242012 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,096 |
| Progressive |
$1,123 |
| American Family |
$1,144 |
| Erie |
$1,162 |
| State Farm |
$1,294 |
| GEICO |
$1,303 |
| Nationwide |
$1,382 |
| Farmers |
$1,815 |
| Allstate |
$2,097 |
Compare all 2012 Subaru Outback insurance rates.
Average Cost to Insure Per Year
$1,3952011 Subaru Outback
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,079 |
| Erie |
$1,079 |
| Progressive |
$1,123 |
| American Family |
$1,151 |
| GEICO |
$1,261 |
| State Farm |
$1,292 |
| Nationwide |
$1,413 |
| Farmers |
$1,746 |
| Allstate |
$2,087 |