Subaru Solterra Insurance: by Model Year & Company

Subaru Solterra insurance costs an average of $1,285 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Subaru Solterra at $132/mo or $791 for a 6-month full coverage policy.

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Solterra Car Insurance

What to know about insuring a Subaru Solterra:

  1. The Solterra costs more to insure than most SUVs. Averaging $214/mo for the Solterra versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Solterra, like the Subaru Forester ($142/mo), Subaru Impreza ($148/mo), or Subaru XV Crosstrek ($122/mo), your insurance costs will be more expensive.
  3. Progressive ($131/mo), GEICO ($156/mo), American Family ($176/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Subaru Solterra Vehicle Image
2025 Subaru Solterra
Av. Cost Per Year$2,490
Av. Per Month$208

Cheapest Companies

Progressive$129/m
GEICO$151/m
American Family$175/m

How much does it cost to insure my Subaru Solterra?

2025 Subaru Solterra

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,581

GEICO

$1,938

American Family

$2,077

Nationwide

$2,095

USAA

$2,172

Erie

$2,357

State Farm

$2,781

Allstate

$3,983

Farmers

$4,465

Compare all 2025 Subaru Solterra insurance rates.
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Average Cost to Insure Per Year
$2,490

2024 Subaru Solterra

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,570

GEICO

$1,879

USAA

$2,166

American Family

$2,176

Nationwide

$2,184

Erie

$2,544

State Farm

$2,710

Allstate

$3,730

Farmers

$4,345

Compare all 2024 Subaru Solterra insurance rates.
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Average Cost to Insure Per Year
$2,442

2023 Subaru Solterra

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,553

GEICO

$1,808

American Family

$2,101

USAA

$2,148

Nationwide

$2,261

Erie

$2,507

State Farm

$2,535

Allstate

$3,583

Farmers

$4,145

Compare all 2023 Subaru Solterra insurance rates.
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Average Cost to Insure Per Year
$2,377