Tesla Cybertruck Insurance: by Model Year & Company

Tesla Cybertruck insurance costs an average of $2,078 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Tesla Cybertruck at $188/mo or $1,129 for a 6-month full coverage policy.

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Cybertruck Car Insurance

What to know about insuring a Tesla Cybertruck:

  1. The Cybertruck costs more to insure than most trucks. Averaging $346/mo for the Cybertruck versus $185/mo for typical trucks.
  2. If you're considering a vehicle similar to the Cybertruck, like the Tesla Model Y ($283/mo), Tesla Model S ($336/mo), or Tesla Model 3 ($263/mo), your insurance costs will be more expensive.
  3. Progressive ($186/mo), Nationwide ($241/mo), USAA ($275/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Tesla Cybertruck Vehicle Image
2025 Tesla Cybertruck
Av. Cost Per Year$4,276
Av. Per Month$356

Cheapest Companies

Progressive$185/m
Nationwide$244/m
American Family$271/m

How much does it cost to insure my Tesla Cybertruck?

2025 Tesla Cybertruck

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,257

Nationwide

$2,849

USAA

$3,312

American Family

$3,387

State Farm

$3,868

Erie

$4,684

GEICO

$5,371

Allstate

$6,146

Farmers

$6,254

Compare all 2025 Tesla Cybertruck insurance rates.
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Average Cost to Insure Per Year
$4,276

2024 Tesla Cybertruck

Cheapest Insurance Companies Average Annual Cost
Progressive

$2,218

Nationwide

$2,923

American Family

$3,249

USAA

$3,284

State Farm

$3,722

Erie

$4,528

GEICO

$5,136

Allstate

$5,738

Farmers

$5,878

Compare all 2024 Tesla Cybertruck insurance rates.
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Average Cost to Insure Per Year
$4,116