Tesla Model S Insurance Cost

  • Tesla Model S insurance costs range from $204 to $486 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Model S Car Insurance

Tesla Model S Insurance cost

  • Average insurance premium: $302 per month
  • Most affordable company: Allied ($94 per month)
  • 41% of drivers insure their Model S with high liability limits plus full coverage

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Tesla Model S with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Model S Car Insurance

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2019 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

$1,660

$1,879

$1,912

$2,062

$2,151

Auto Owners

$2,207

$2,223

Country

$2,428

$2,597

Arbella

$2,633

Southern Farm Bureau

$2,693

$2,706

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Average Cost to Insure Per Year
$3,513
List Price
$75,000
Trims Available

Standard Range, 75D, Long Range, Base, 100D, Performance, P100D

2018 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,398

USAA

$1,953

Nationwide

$1,963

Country

$2,291

Progressive

$2,400

State Farm

$2,651

American Family

$3,239

$3,309

$3,333

$3,596

AAA

$4,343

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Average Cost to Insure Per Year
$2,771
List Price
$75,000
Trims Available

75D, 100D, P100D

2017 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

Country

$837

Cincinnati Insurance

$872

Erie

$875

Allmerica

$886

$888

Acuity

$912

Vermont Mutual

$931

Plymouth Rock Insurance

$934

USAA

$999

$1,026

MetLife

$1,037

Oklahoma Farmers Union

$1,088

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Average Cost to Insure Per Year
$1,365
List Price
$68,000
Trims Available

60, 60D, 75, 75D, 90D, P100D

2016 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$729

Texas Farm Bureau

$785

Oklahoma Farmers Union

$1,014

Mercury

$1,024

Quincy Mutual

$1,131

Tennessee Farmers

$1,294

Erie

$1,381

USAA

$1,828

$1,923

Acuity

$1,953

Progressive

$1,976

Nationwide

$2,000

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Average Cost to Insure Per Year
$2,067
List Price
$66,000
Trims Available

60, 70, 60D, 75, 70D, 75D, 90D, P90D

2015 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$722

Texas Farm Bureau

$767

Oklahoma Farmers Union

$985

Mercury

$1,000

Quincy Mutual

$1,107

Erie

$1,591

Progressive

$1,676

State Farm

$1,682

USAA

$1,690

Safe Auto

$1,819

Nationwide

$1,923

Tennessee Farmers

$2,084

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Average Cost to Insure Per Year
$2,127
List Price
$69,900
Trims Available

60, 70D, 85, 85D, 90D, P85D, P90D

2014 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

Cincinnati Insurance

$746

Texas Farm Bureau

$803

Mercury

$1,018

Quincy Mutual

$1,079

Erie

$1,198

Oklahoma Farmers Union

$1,356

USAA

$1,677

Acuity

$1,684

Vermont Mutual

$1,789

Tennessee Farmers

$1,797

Arbella

$1,889

Country

$1,895

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Average Cost to Insure Per Year
$1,955
List Price
$69,900
Trims Available

60, 85, Base, P85, Performance, P85D

2013 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

Erie

$973

Mercury

$999

Quincy Mutual

$1,051

Cincinnati Insurance

$1,140

Texas Farm Bureau

$1,316

USAA

$1,427

Progressive

$1,494

State Farm

$1,669

Arbella

$1,872

Acuity

$1,875

Tennessee Farmers

$1,878

Vermont Mutual

$1,943

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Average Cost to Insure Per Year
$2,232
List Price
$59,900
Trims Available

Base, Performance

2012 Tesla Model S

Cheapest Insurance Companies
Average Annual Cost

Mercury

$1,006

Erie

$1,017

Quincy Mutual

$1,027

Cincinnati Insurance

$1,182

USAA

$1,225

Texas Farm Bureau

$1,280

Progressive

$1,538

State Farm

$1,539

Acuity

$1,694

Vermont Mutual

$1,761

Arbella

$1,787

Tennessee Farmers

$1,813

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Average Cost to Insure Per Year
$2,263
List Price
$57,400
Trims Available

Base, Performance, Signature, Signature Performance

Other Tesla models