Tesla Model X Insurance: by Model Year & Company
Tesla Model X insurance costs an average of $2,264 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Tesla Model X at $286/mo or $1,715 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Tesla Model X:
- The Model X costs more to insure than most SUVs. Averaging $377/mo for the Model X versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Model X, like the Tesla Model Y ($283/mo), Tesla Model S ($336/mo), or Tesla Model 3 ($263/mo), your insurance costs will be more expensive.
- Progressive ($245/mo), American Family ($291/mo), USAA ($294/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,429 |
| USAA |
$3,431 |
| Nationwide |
$3,600 |
| State Farm |
$3,995 |
| Erie |
$4,790 |
| American Family |
$5,248 |
| GEICO |
$7,062 |
| Farmers |
$7,567 |
| Allstate |
$7,738 |
Compare all 2025 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$5,3122024 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,368 |
| USAA |
$3,389 |
| Nationwide |
$3,677 |
| State Farm |
$3,834 |
| American Family |
$4,127 |
| Erie |
$4,590 |
| Farmers |
$7,345 |
| Allstate |
$7,434 |
| GEICO |
$7,654 |
Compare all 2024 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$5,3392023 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,300 |
| American Family |
$3,454 |
| State Farm |
$3,720 |
| Nationwide |
$3,757 |
| Erie |
$4,608 |
| USAA |
$5,397 |
| GEICO |
$6,870 |
| Farmers |
$6,933 |
| Allstate |
$7,634 |
Compare all 2023 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$5,4122022 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,173 |
| American Family |
$3,321 |
| Nationwide |
$3,728 |
| Erie |
$4,428 |
| State Farm |
$4,450 |
| USAA |
$5,686 |
| Farmers |
$6,447 |
| GEICO |
$7,856 |
| Allstate |
$8,229 |
Compare all 2022 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$5,7912021 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$3,021 |
| American Family |
$3,138 |
| USAA |
$3,163 |
| State Farm |
$3,509 |
| Nationwide |
$3,903 |
| Erie |
$4,198 |
| GEICO |
$5,932 |
| Farmers |
$6,115 |
| Allstate |
$6,778 |
Compare all 2021 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$4,6472020 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,886 |
| American Family |
$2,987 |
| USAA |
$3,159 |
| Nationwide |
$3,436 |
| State Farm |
$3,496 |
| Erie |
$4,018 |
| Farmers |
$5,801 |
| Allstate |
$6,549 |
| GEICO |
$6,579 |
Compare all 2020 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$4,6592019 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,594 |
| USAA |
$2,924 |
| American Family |
$2,930 |
| State Farm |
$2,998 |
| Erie |
$3,747 |
| GEICO |
$5,372 |
| Nationwide |
$5,602 |
| Farmers |
$5,667 |
| Allstate |
$6,331 |
Compare all 2019 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$4,4822018 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,556 |
| American Family |
$2,847 |
| USAA |
$2,943 |
| State Farm |
$3,544 |
| Erie |
$3,707 |
| GEICO |
$5,121 |
| Farmers |
$5,383 |
| Nationwide |
$5,561 |
| Allstate |
$5,562 |
Compare all 2018 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$4,3442017 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$2,607 |
| USAA |
$2,766 |
| Nationwide |
$3,321 |
| State Farm |
$3,407 |
| Erie |
$3,565 |
| American Family |
$3,919 |
| Allstate |
$4,833 |
| GEICO |
$4,890 |
| Farmers |
$5,200 |
Compare all 2017 Tesla Model X insurance rates.
Average Cost to Insure Per Year
$3,8752016 Tesla Model X
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,467 |
| Progressive |
$2,505 |
| American Family |
$2,909 |
| Nationwide |
$3,246 |
| Erie |
$3,554 |
| State Farm |
$3,783 |
| Allstate |
$4,942 |
| Farmers |
$5,078 |
| GEICO |
$5,250 |