Volkswagen Beetle Insurance: by Model Year & Company

Volkswagen Beetle insurance costs an average of $862 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Volkswagen Beetle at $111/mo or $666 for a 6-month full coverage policy.

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Beetle Car Insurance

What to know about insuring a Volkswagen Beetle:

  1. The Beetle costs less to insure than most hatchbacks. Averaging $144/mo for the Beetle versus $164/mo for typical hatchbacks.
  2. If you're considering a vehicle similar to the Beetle, like the Volkswagen Golf ($139/mo), Volkswagen Golf GTI ($179/mo), or Volkswagen Jetta GLI ($178/mo), your insurance costs will be about the same.
  3. Progressive ($106/mo), USAA ($110/mo), American Family ($113/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2019 Volkswagen Beetle Vehicle Image
2019 Volkswagen Beetle
Av. Cost Per Year$1,911
Av. Per Month$159

Cheapest Companies

USAA$95/m
American Family$101/m
Progressive$101/m

How much does it cost to insure my Volkswagen Beetle?

Select your model year:

2019 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,331

American Family

$1,398

USAA

$1,496

State Farm

$1,665

Erie

$1,740

Nationwide

$1,919

GEICO

$2,027

Farmers

$2,478

Allstate

$2,738

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Average Cost to Insure Per Year
$1,911

2018 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,322

USAA

$1,372

American Family

$1,378

State Farm

$1,688

Erie

$1,815

GEICO

$1,933

Nationwide

$2,005

Farmers

$2,373

Allstate

$2,467

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Average Cost to Insure Per Year
$1,841

2017 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,319

American Family

$1,348

USAA

$1,437

State Farm

$1,542

Erie

$1,751

GEICO

$1,956

Nationwide

$2,215

Farmers

$2,250

Allstate

$2,468

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Average Cost to Insure Per Year
$1,857

2016 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,293

USAA

$1,397

American Family

$1,435

State Farm

$1,514

Erie

$1,700

Nationwide

$1,891

GEICO

$1,899

Farmers

$2,196

Allstate

$2,377

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Average Cost to Insure Per Year
$1,774

2015 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,210

USAA

$1,276

American Family

$1,359

State Farm

$1,560

Erie

$1,602

GEICO

$1,811

Nationwide

$1,895

Farmers

$2,109

Allstate

$2,462

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Average Cost to Insure Per Year
$1,733

2014 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
USAA

$1,230

Progressive

$1,287

American Family

$1,348

State Farm

$1,435

Erie

$1,539

GEICO

$1,754

Nationwide

$1,867

Farmers

$1,989

Allstate

$2,468

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Average Cost to Insure Per Year
$1,699

2013 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,221

USAA

$1,230

American Family

$1,363

State Farm

$1,492

Erie

$1,572

GEICO

$1,673

Nationwide

$1,770

Farmers

$1,968

Allstate

$2,466

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Average Cost to Insure Per Year
$1,664

2012 Volkswagen Beetle

Cheapest Insurance Companies Average Annual Cost
USAA

$1,135

American Family

$1,209

Progressive

$1,210

Erie

$1,400

State Farm

$1,401

GEICO

$1,574

Farmers

$1,913

Nationwide

$1,927

Allstate

$2,277

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Average Cost to Insure Per Year
$1,598