Volkswagen Golf GTI Insurance: by Model Year & Company
Volkswagen Golf GTI insurance costs an average of $1,072 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Volkswagen Golf GTI at $143/mo or $859 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Volkswagen Golf GTI:
- The Golf GTI costs more to insure than most hatchbacks. Averaging $179/mo for the Golf GTI versus $164/mo for typical hatchbacks.
- If you're considering a vehicle similar to the Golf GTI, like the Volkswagen Golf ($139/mo), Volkswagen GTI ($140/mo), or Volkswagen e-Golf ($150/mo), your insurance costs will be more expensive.
- Progressive ($132/mo), American Family ($132/mo), USAA ($149/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,717 |
| American Family |
$1,750 |
| Nationwide |
$1,884 |
| USAA |
$2,128 |
| Erie |
$2,211 |
| State Farm |
$2,382 |
| GEICO |
$2,540 |
| Farmers |
$3,750 |
| Allstate |
$4,713 |
Compare all 2025 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$2,6222024 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,808 |
| American Family |
$1,931 |
| Nationwide |
$1,968 |
| USAA |
$2,135 |
| Erie |
$2,272 |
| State Farm |
$2,326 |
| GEICO |
$2,504 |
| Farmers |
$3,622 |
| Allstate |
$4,541 |
Compare all 2024 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$2,6062023 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,683 |
| American Family |
$1,780 |
| Nationwide |
$1,978 |
| State Farm |
$2,070 |
| USAA |
$2,099 |
| Erie |
$2,192 |
| GEICO |
$2,361 |
| Farmers |
$3,444 |
| Allstate |
$3,963 |
Compare all 2023 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$2,4262022 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,678 |
| Progressive |
$1,814 |
| Nationwide |
$1,823 |
| State Farm |
$2,038 |
| USAA |
$2,076 |
| Erie |
$2,124 |
| GEICO |
$2,291 |
| Farmers |
$3,260 |
| Allstate |
$3,676 |
Compare all 2022 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$2,3442021 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,562 |
| Erie |
$1,690 |
| Progressive |
$1,752 |
| USAA |
$1,848 |
| GEICO |
$1,991 |
| Nationwide |
$2,057 |
| State Farm |
$2,079 |
| Farmers |
$3,102 |
| Allstate |
$3,438 |
Compare all 2021 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$2,2102020 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,382 |
| American Family |
$1,523 |
| Erie |
$1,611 |
| USAA |
$1,762 |
| GEICO |
$1,911 |
| State Farm |
$2,006 |
| Nationwide |
$2,061 |
| Farmers |
$2,957 |
| Allstate |
$3,446 |
Compare all 2020 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$2,1122019 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,442 |
| Progressive |
$1,517 |
| USAA |
$1,674 |
| Erie |
$1,706 |
| Nationwide |
$1,762 |
| State Farm |
$1,837 |
| GEICO |
$1,847 |
| Farmers |
$2,799 |
| Allstate |
$3,340 |
Compare all 2019 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$2,0222018 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,452 |
| Progressive |
$1,461 |
| USAA |
$1,580 |
| Erie |
$1,633 |
| GEICO |
$1,782 |
| Nationwide |
$1,791 |
| State Farm |
$1,807 |
| Farmers |
$2,676 |
| Allstate |
$3,170 |
Compare all 2018 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$1,9532017 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,455 |
| USAA |
$1,463 |
| Progressive |
$1,525 |
| Erie |
$1,573 |
| GEICO |
$1,686 |
| State Farm |
$1,787 |
| Nationwide |
$1,854 |
| Farmers |
$2,539 |
| Allstate |
$3,277 |
Compare all 2017 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$1,9352016 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,283 |
| American Family |
$1,538 |
| USAA |
$1,568 |
| Erie |
$1,597 |
| State Farm |
$1,736 |
| GEICO |
$1,771 |
| Nationwide |
$1,797 |
| Farmers |
$2,640 |
| Allstate |
$3,095 |
Compare all 2016 Volkswagen Golf GTI insurance rates.
Average Cost to Insure Per Year
$1,9072015 Volkswagen Golf GTI
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,356 |
| USAA |
$1,382 |
| Progressive |
$1,416 |
| State Farm |
$1,603 |
| Erie |
$1,630 |
| GEICO |
$1,655 |
| Nationwide |
$1,821 |
| Farmers |
$2,441 |
| Allstate |
$2,645 |