Volkswagen Golf Insurance: by Model Year & Company
Volkswagen Golf insurance costs an average of $837 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Volkswagen Golf at $120/mo or $717 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Volkswagen Golf:
- The Golf costs less to insure than most hatchbacks. Averaging $139/mo for the Golf versus $164/mo for typical hatchbacks.
- If you're considering a vehicle similar to the Golf, like the Volkswagen Golf GTI ($179/mo), Volkswagen e-Golf ($150/mo), or Volkswagen Golf R ($199/mo), your insurance costs will be cheaper.
- American Family ($110/mo), Progressive ($112/mo), USAA ($112/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2021 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,434 |
| American Family |
$1,464 |
| Erie |
$1,543 |
| USAA |
$1,665 |
| Nationwide |
$1,679 |
| State Farm |
$1,857 |
| GEICO |
$1,965 |
| Farmers |
$2,550 |
| Allstate |
$2,792 |
Compare all 2021 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,9312020 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,381 |
| American Family |
$1,396 |
| Erie |
$1,441 |
| USAA |
$1,589 |
| Nationwide |
$1,706 |
| State Farm |
$1,771 |
| GEICO |
$1,913 |
| Farmers |
$2,451 |
| Allstate |
$2,742 |
Compare all 2020 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,8782019 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,359 |
| Erie |
$1,447 |
| USAA |
$1,507 |
| Progressive |
$1,515 |
| Nationwide |
$1,672 |
| GEICO |
$1,802 |
| State Farm |
$1,891 |
| Farmers |
$2,365 |
| Allstate |
$2,505 |
Compare all 2019 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,8272018 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,228 |
| USAA |
$1,393 |
| Progressive |
$1,460 |
| Erie |
$1,481 |
| State Farm |
$1,663 |
| Nationwide |
$1,676 |
| GEICO |
$1,776 |
| Farmers |
$2,292 |
| Allstate |
$2,307 |
Compare all 2018 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,7392017 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,307 |
| USAA |
$1,479 |
| Erie |
$1,553 |
| American Family |
$1,566 |
| State Farm |
$1,618 |
| Nationwide |
$1,625 |
| GEICO |
$1,715 |
| Farmers |
$2,160 |
| Allstate |
$2,662 |
Compare all 2017 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,7592016 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,302 |
| American Family |
$1,324 |
| Progressive |
$1,366 |
| Erie |
$1,443 |
| State Farm |
$1,590 |
| GEICO |
$1,658 |
| Nationwide |
$1,726 |
| Farmers |
$2,229 |
| Allstate |
$2,552 |
Compare all 2016 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,7182015 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,225 |
| USAA |
$1,273 |
| American Family |
$1,276 |
| Erie |
$1,433 |
| State Farm |
$1,478 |
| Nationwide |
$1,711 |
| GEICO |
$1,752 |
| Farmers |
$2,200 |
| Allstate |
$2,286 |
Compare all 2015 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,6622014 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,174 |
| American Family |
$1,259 |
| Erie |
$1,283 |
| Progressive |
$1,296 |
| State Farm |
$1,467 |
| GEICO |
$1,529 |
| Nationwide |
$1,652 |
| Farmers |
$2,010 |
| Allstate |
$2,262 |
Compare all 2014 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,5772013 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,177 |
| Erie |
$1,250 |
| American Family |
$1,264 |
| Progressive |
$1,334 |
| State Farm |
$1,385 |
| GEICO |
$1,527 |
| Nationwide |
$1,854 |
| Farmers |
$2,056 |
| Allstate |
$2,316 |
Compare all 2013 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,6092012 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,127 |
| Progressive |
$1,201 |
| Erie |
$1,214 |
| American Family |
$1,238 |
| State Farm |
$1,358 |
| GEICO |
$1,502 |
| Nationwide |
$1,833 |
| Farmers |
$1,971 |
| Allstate |
$2,337 |
Compare all 2012 Volkswagen Golf insurance rates.
Average Cost to Insure Per Year
$1,5702011 Volkswagen Golf
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,097 |
| Erie |
$1,185 |
| American Family |
$1,197 |
| Progressive |
$1,206 |
| State Farm |
$1,358 |
| GEICO |
$1,458 |
| Nationwide |
$1,772 |
| Farmers |
$1,874 |
| Allstate |
$2,431 |