Volkswagen GTI Insurance: by Model Year & Company

Volkswagen GTI insurance costs an average of $839 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Volkswagen GTI at $105/mo or $628 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a Volkswagen GTI:

The GTI costs less to insure than most hatchbacks. Averaging $140/mo for the GTI versus $164/mo for typical hatchbacks.
If you're considering a vehicle similar to the GTI, like the Volkswagen Golf GTI ($179/mo), Volkswagen Golf ($139/mo), or Volkswagen Jetta GLI ($178/mo), your insurance costs will be about the same.
USAA ($102/mo), American Family ($110/mo), Progressive ($111/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare VW GTI insurance costs vs other vehicles

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2014 Volkswagen GTI

Av. Cost Per Year$1,697

Av. Per Month$141

Cheapest Companies

USAA$98/m

Erie$106/m

American Family$110/m

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How much does it cost to insure my Volkswagen GTI?

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2014 Volkswagen GTI

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,256
American Family	$1,343
Progressive	$1,362
Erie	$1,498
State Farm	$1,560
GEICO	$1,569
Nationwide	$1,785
Farmers	$2,246
Allstate	$2,545

Compare all 2014 Volkswagen GTI insurance rates.

Average Cost to Insure Per Year

$1,697

2013 Volkswagen GTI

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,228
Progressive	$1,332
American Family	$1,332
Erie	$1,423
State Farm	$1,533
GEICO	$1,659
Nationwide	$1,860
Farmers	$2,150
Allstate	$2,619

Compare all 2013 Volkswagen GTI insurance rates.

Average Cost to Insure Per Year

$1,719

2012 Volkswagen GTI

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,232
American Family	$1,297
Progressive	$1,304
Erie	$1,388
State Farm	$1,480
GEICO	$1,663
Nationwide	$1,838
Farmers	$2,125
Allstate	$2,619

Compare all 2012 Volkswagen GTI insurance rates.

Average Cost to Insure Per Year

$1,705

2011 Volkswagen GTI

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,170
Erie	$1,272
American Family	$1,315
Progressive	$1,321
GEICO	$1,494
State Farm	$1,516
Nationwide	$2,080
Farmers	$2,199
Allstate	$2,754

Compare all 2011 Volkswagen GTI insurance rates.

Average Cost to Insure Per Year

$1,716