Volkswagen Passat Insurance: by Model Year & Company

Volkswagen Passat insurance costs an average of $905 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Volkswagen Passat at $136/mo or $816 for a 6-month full coverage policy.

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Passat Car Insurance

What to know about insuring a Volkswagen Passat:

  1. The Passat costs less to insure than most sedans. Averaging $151/mo for the Passat versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Passat, like the Volkswagen Golf ($139/mo), Volkswagen Golf GTI ($179/mo), or Volkswagen Jetta GLI ($178/mo), your insurance costs will be about the same.
  3. American Family ($118/mo), Progressive ($118/mo), USAA ($118/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2022 Volkswagen Passat Vehicle Image
2022 Volkswagen Passat
Av. Cost Per Year$2,221
Av. Per Month$185

Cheapest Companies

USAA$94/m
American Family$96/m
Progressive$103/m

How much does it cost to insure my Volkswagen Passat?

Select your model year:

2022 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,631

American Family

$1,734

USAA

$1,823

State Farm

$1,934

Erie

$1,971

GEICO

$1,990

Nationwide

$2,001

Farmers

$2,916

Allstate

$3,807

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Average Cost to Insure Per Year
$2,221

2021 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,583

American Family

$1,669

USAA

$1,690

Erie

$1,818

State Farm

$1,902

GEICO

$1,950

Nationwide

$2,162

Farmers

$2,799

Allstate

$3,012

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Average Cost to Insure Per Year
$2,078

2020 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,461

American Family

$1,552

USAA

$1,597

Erie

$1,669

GEICO

$1,890

State Farm

$1,949

Nationwide

$2,193

Farmers

$2,677

Allstate

$2,782

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Average Cost to Insure Per Year
$1,997

2019 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,412

American Family

$1,508

USAA

$1,559

Erie

$1,686

State Farm

$1,833

GEICO

$1,864

Nationwide

$2,151

Farmers

$2,580

Allstate

$2,751

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Average Cost to Insure Per Year
$1,950

2018 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
American Family

$1,468

USAA

$1,551

Erie

$1,607

Progressive

$1,638

State Farm

$1,795

GEICO

$1,877

Nationwide

$1,974

Allstate

$2,425

Farmers

$2,568

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Average Cost to Insure Per Year
$1,904

2017 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,307

USAA

$1,328

American Family

$1,385

Erie

$1,553

GEICO

$1,686

State Farm

$1,698

Nationwide

$2,021

Farmers

$2,373

Allstate

$2,461

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Average Cost to Insure Per Year
$1,770

2016 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
USAA

$1,288

American Family

$1,323

Progressive

$1,346

Erie

$1,576

State Farm

$1,632

GEICO

$1,699

Nationwide

$1,936

Farmers

$2,298

Allstate

$2,410

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Average Cost to Insure Per Year
$1,742

2015 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
USAA

$1,251

American Family

$1,302

Progressive

$1,352

State Farm

$1,506

Erie

$1,531

GEICO

$1,674

Nationwide

$2,002

Farmers

$2,201

Allstate

$2,202

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Average Cost to Insure Per Year
$1,690

2014 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
USAA

$1,233

American Family

$1,258

Progressive

$1,339

State Farm

$1,461

Erie

$1,466

GEICO

$1,615

Nationwide

$1,852

Farmers

$2,081

Allstate

$2,165

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Average Cost to Insure Per Year
$1,632

2013 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
USAA

$1,193

American Family

$1,214

Progressive

$1,305

Erie

$1,407

State Farm

$1,510

GEICO

$1,579

Nationwide

$1,838

Farmers

$2,007

Allstate

$2,149

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Average Cost to Insure Per Year
$1,608

2012 Volkswagen Passat

Cheapest Insurance Companies Average Annual Cost
USAA

$1,122

American Family

$1,154

Progressive

$1,235

Erie

$1,397

State Farm

$1,400

GEICO

$1,479

Nationwide

$1,949

Allstate

$1,969

Farmers

$2,022

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Average Cost to Insure Per Year
$1,541