Volkswagen Passat Insurance: by Model Year & Company
Volkswagen Passat insurance costs an average of $905 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Volkswagen Passat at $136/mo or $816 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Volkswagen Passat:
- The Passat costs less to insure than most sedans. Averaging $151/mo for the Passat versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Passat, like the Volkswagen Golf ($139/mo), Volkswagen Golf GTI ($179/mo), or Volkswagen Jetta GLI ($178/mo), your insurance costs will be about the same.
- American Family ($118/mo), Progressive ($118/mo), USAA ($118/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2022 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,631 |
| American Family |
$1,734 |
| USAA |
$1,823 |
| State Farm |
$1,934 |
| Erie |
$1,971 |
| GEICO |
$1,990 |
| Nationwide |
$2,001 |
| Farmers |
$2,916 |
| Allstate |
$3,807 |
Compare all 2022 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$2,2212021 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,583 |
| American Family |
$1,669 |
| USAA |
$1,690 |
| Erie |
$1,818 |
| State Farm |
$1,902 |
| GEICO |
$1,950 |
| Nationwide |
$2,162 |
| Farmers |
$2,799 |
| Allstate |
$3,012 |
Compare all 2021 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$2,0782020 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,461 |
| American Family |
$1,552 |
| USAA |
$1,597 |
| Erie |
$1,669 |
| GEICO |
$1,890 |
| State Farm |
$1,949 |
| Nationwide |
$2,193 |
| Farmers |
$2,677 |
| Allstate |
$2,782 |
Compare all 2020 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,9972019 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,412 |
| American Family |
$1,508 |
| USAA |
$1,559 |
| Erie |
$1,686 |
| State Farm |
$1,833 |
| GEICO |
$1,864 |
| Nationwide |
$2,151 |
| Farmers |
$2,580 |
| Allstate |
$2,751 |
Compare all 2019 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,9502018 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,468 |
| USAA |
$1,551 |
| Erie |
$1,607 |
| Progressive |
$1,638 |
| State Farm |
$1,795 |
| GEICO |
$1,877 |
| Nationwide |
$1,974 |
| Allstate |
$2,425 |
| Farmers |
$2,568 |
Compare all 2018 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,9042017 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,307 |
| USAA |
$1,328 |
| American Family |
$1,385 |
| Erie |
$1,553 |
| GEICO |
$1,686 |
| State Farm |
$1,698 |
| Nationwide |
$2,021 |
| Farmers |
$2,373 |
| Allstate |
$2,461 |
Compare all 2017 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,7702016 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,288 |
| American Family |
$1,323 |
| Progressive |
$1,346 |
| Erie |
$1,576 |
| State Farm |
$1,632 |
| GEICO |
$1,699 |
| Nationwide |
$1,936 |
| Farmers |
$2,298 |
| Allstate |
$2,410 |
Compare all 2016 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,7422015 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,251 |
| American Family |
$1,302 |
| Progressive |
$1,352 |
| State Farm |
$1,506 |
| Erie |
$1,531 |
| GEICO |
$1,674 |
| Nationwide |
$2,002 |
| Farmers |
$2,201 |
| Allstate |
$2,202 |
Compare all 2015 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,6902014 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,233 |
| American Family |
$1,258 |
| Progressive |
$1,339 |
| State Farm |
$1,461 |
| Erie |
$1,466 |
| GEICO |
$1,615 |
| Nationwide |
$1,852 |
| Farmers |
$2,081 |
| Allstate |
$2,165 |
Compare all 2014 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,6322013 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,193 |
| American Family |
$1,214 |
| Progressive |
$1,305 |
| Erie |
$1,407 |
| State Farm |
$1,510 |
| GEICO |
$1,579 |
| Nationwide |
$1,838 |
| Farmers |
$2,007 |
| Allstate |
$2,149 |
Compare all 2013 Volkswagen Passat insurance rates.
Average Cost to Insure Per Year
$1,6082012 Volkswagen Passat
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,122 |
| American Family |
$1,154 |
| Progressive |
$1,235 |
| Erie |
$1,397 |
| State Farm |
$1,400 |
| GEICO |
$1,479 |
| Nationwide |
$1,949 |
| Allstate |
$1,969 |
| Farmers |
$2,022 |