Volvo S40 Insurance: by Model Year & Company
Volvo S40 insurance costs an average of $801 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Volvo S40 at $99/mo or $594 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Volvo S40:
- The S40 costs less to insure than most sedans. Averaging $134/mo for the S40 versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the S40, like the Volvo C70 ($137/mo), Volvo XC40 ($163/mo), or Volvo XC40 Recharge ($212/mo), your insurance costs will be cheaper.
- USAA ($99/mo), American Family ($102/mo), Erie ($104/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
Compare Volvo S40 insurance costs vs other vehicles
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2011 Volvo
S40
Av. Cost
Per Year$1,645
Av. Per
Month$137
Cheapest Companies
USAA$99/m
American Family$102/m
Erie$104/m
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2011 Volvo S40
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,187 |
| American Family |
$1,220 |
| Erie |
$1,252 |
| State Farm |
$1,424 |
| Progressive |
$1,470 |
| GEICO |
$1,496 |
| Nationwide |
$1,700 |
| Farmers |
$2,082 |
| Allstate |
$2,585 |