Volvo S80 Insurance: by Model Year & Company

Volvo S80 insurance costs an average of $875 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Volvo S80 at $130/mo or $782 for a 6-month full coverage policy.

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What to know about insuring a Volvo S80:

The S80 costs less to insure than most sedans. Averaging $146/mo for the S80 versus $203/mo for typical sedans.
If you're considering a vehicle similar to the S80, like the Volvo C70 ($137/mo), Volvo S40 ($134/mo), or Volvo XC40 ($163/mo), your insurance costs will be about the same.
USAA ($116/mo), Erie ($117/mo), American Family ($119/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2016 Volvo S80

Av. Cost Per Year$2,006

Av. Per Month$167

Cheapest Companies

Erie$101/m

USAA$102/m

American Family$105/m

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How much does it cost to insure my Volvo S80?

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2016 Volvo S80

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,564
American Family	$1,592
Progressive	$1,594
Erie	$1,633
GEICO	$1,927
State Farm	$1,975
Nationwide	$1,985
Farmers	$2,483
Allstate	$2,942

Compare all 2016 Volvo S80 insurance rates.

Average Cost to Insure Per Year

$2,006

2015 Volvo S80

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,516
Progressive	$1,540
Erie	$1,589
American Family	$1,605
Nationwide	$1,703
State Farm	$1,800
GEICO	$1,814
Farmers	$2,378
Allstate	$2,811

Compare all 2015 Volvo S80 insurance rates.

Average Cost to Insure Per Year

$1,884

2014 Volvo S80

Cheapest Insurance Companies	Average Annual Cost
USAA	$1,397
Erie	$1,435
American Family	$1,455
GEICO	$1,646
Progressive	$1,670
State Farm	$1,889
Nationwide	$1,956
Farmers	$2,202
Allstate	$2,435

Compare all 2014 Volvo S80 insurance rates.

Average Cost to Insure Per Year

$1,816

2013 Volvo S80

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,318
USAA	$1,355
American Family	$1,384
Progressive	$1,521
GEICO	$1,593
State Farm	$1,720
Nationwide	$1,889
Farmers	$2,109
Allstate	$2,383

Compare all 2013 Volvo S80 insurance rates.

Average Cost to Insure Per Year

$1,733

2012 Volvo S80

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,240
USAA	$1,270
American Family	$1,306
Progressive	$1,393
GEICO	$1,515
State Farm	$1,609
Nationwide	$1,656
Farmers	$2,046
Allstate	$2,299

Compare all 2012 Volvo S80 insurance rates.

Average Cost to Insure Per Year

$1,623

2011 Volvo S80

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,213
USAA	$1,223
American Family	$1,257
GEICO	$1,505
Progressive	$1,510
State Farm	$1,593
Nationwide	$1,710
Farmers	$1,975
Allstate	$2,315

Compare all 2011 Volvo S80 insurance rates.

Average Cost to Insure Per Year

$1,632