Volvo XC70 Insurance: by Model Year & Company

Volvo XC70 insurance costs an average of $811 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Volvo XC70 at $117/mo or $700 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
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What to know about insuring a Volvo XC70:

The XC70 costs less to insure than most wagons. Averaging $135/mo for the XC70 versus $178/mo for typical wagons.
If you're considering a vehicle similar to the XC70, like the Volvo C70 ($137/mo), Volvo S40 ($134/mo), or Volvo XC40 ($163/mo), your insurance costs will be about the same.
Erie ($104/mo), American Family ($105/mo), USAA ($109/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2016 Volvo XC70

Av. Cost Per Year$1,888

Av. Per Month$157

Cheapest Companies

American Family$93/m

Erie$94/m

USAA$96/m

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How much does it cost to insure my Volvo XC70?

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2016 Volvo XC70

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,400
Erie	$1,427
USAA	$1,495
Progressive	$1,611
State Farm	$1,802
GEICO	$1,830
Nationwide	$2,010
Farmers	$2,415
Allstate	$2,537

Compare all 2016 Volvo XC70 insurance rates.

Average Cost to Insure Per Year

$1,888

2015 Volvo XC70

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,316
American Family	$1,373
USAA	$1,429
Progressive	$1,613
State Farm	$1,641
GEICO	$1,683
Nationwide	$1,700
Farmers	$2,095
Allstate	$2,450

Compare all 2015 Volvo XC70 insurance rates.

Average Cost to Insure Per Year

$1,752

2014 Volvo XC70

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,241
American Family	$1,243
USAA	$1,303
GEICO	$1,571
Progressive	$1,588
State Farm	$1,631
Nationwide	$1,974
Farmers	$2,100
Allstate	$2,336

Compare all 2014 Volvo XC70 insurance rates.

Average Cost to Insure Per Year

$1,718

2013 Volvo XC70

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,207
American Family	$1,224
USAA	$1,245
Progressive	$1,267
State Farm	$1,502
GEICO	$1,509
Nationwide	$1,759
Farmers	$2,020
Allstate	$2,284

Compare all 2013 Volvo XC70 insurance rates.

Average Cost to Insure Per Year

$1,597

2012 Volvo XC70

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,137
American Family	$1,167
USAA	$1,200
Progressive	$1,318
State Farm	$1,417
GEICO	$1,461
Nationwide	$1,533
Farmers	$1,946
Allstate	$2,283

Compare all 2012 Volvo XC70 insurance rates.

Average Cost to Insure Per Year

$1,540

2011 Volvo XC70

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,119
Erie	$1,129
USAA	$1,157
Progressive	$1,324
State Farm	$1,379
GEICO	$1,446
Nationwide	$1,574
Farmers	$1,853
Allstate	$2,273

Compare all 2011 Volvo XC70 insurance rates.

Average Cost to Insure Per Year

$1,524