Volvo XC90 Insurance: by Model Year & Company

Volvo XC90 insurance costs an average of $1,036 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Volvo XC90 at $167/mo or $999 for a 6-month full coverage policy.

Shopping around? Use our calculator to compare average insurance rates by vehicle.
Know your vehicle? Get a personalized quote by entering your zip code.

What to know about insuring a Volvo XC90:

The XC90 costs less to insure than most SUVs. Averaging $173/mo for the XC90 versus $184/mo for typical SUVs.
If you're considering a vehicle similar to the XC90, like the Volvo C70 ($137/mo), Volvo S40 ($134/mo), or Volvo XC40 ($163/mo), your insurance costs will be more expensive.
Progressive ($131/mo), American Family ($137/mo), Erie ($145/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

Compare Volvo XC90 insurance costs vs other vehicles

Thinking about something different? Add vehicles to compare average rates instantly.

2025 Volvo XC90

Av. Cost Per Year$2,682

Av. Per Month$224

Cheapest Companies

Erie$93/m

American Family$97/m

USAA$98/m

Stay in touch and subscribe!

Get advice, insights and tips from our newsletter.

Email Address

You will get 2 or 3 emails a month. Unsubscribe anytime.

How much does it cost to insure my Volvo XC90?

Select your model year:

Select your model year::

2025 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,999
USAA	$2,075
Progressive	$2,210
Nationwide	$2,255
Erie	$2,276
State Farm	$2,680
GEICO	$2,693
Farmers	$3,304
Allstate	$4,038

Compare all 2025 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$2,682

2024 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,892
Nationwide	$1,984
USAA	$2,066
Progressive	$2,175
Erie	$2,193
State Farm	$2,584
GEICO	$2,599
Farmers	$3,158
Allstate	$3,844

Compare all 2024 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$2,567

2023 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
American Family	$1,896
Nationwide	$2,058
Progressive	$2,126
Erie	$2,218
USAA	$2,332
GEICO	$2,392
State Farm	$2,640
Farmers	$3,156
Allstate	$4,303

Compare all 2023 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$2,632

2022 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Progressive	$2,043
Nationwide	$2,100
American Family	$2,399
Erie	$2,421
GEICO	$2,640
USAA	$2,688
State Farm	$2,824
Farmers	$4,333
Allstate	$4,620

Compare all 2022 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$2,886

2021 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,958
Nationwide	$2,132
American Family	$2,353
Erie	$2,452
USAA	$2,641
GEICO	$2,757
State Farm	$2,801
Allstate	$3,910
Farmers	$4,146

Compare all 2021 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$2,785

2020 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,380
American Family	$1,578
Erie	$1,667
USAA	$1,797
GEICO	$1,937
Nationwide	$1,941
State Farm	$2,128
Farmers	$2,779
Allstate	$2,880

Compare all 2020 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$2,032

2019 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,327
American Family	$1,494
Erie	$1,598
USAA	$1,709
GEICO	$1,875
Nationwide	$1,897
State Farm	$2,086
Farmers	$2,701
Allstate	$2,724

Compare all 2019 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,957

2018 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,297
American Family	$1,462
Erie	$1,585
USAA	$1,749
GEICO	$1,750
Nationwide	$1,836
State Farm	$1,864
Farmers	$2,566
Allstate	$2,569

Compare all 2018 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,866

2017 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,244
American Family	$1,437
Erie	$1,530
USAA	$1,613
GEICO	$1,753
Nationwide	$1,885
State Farm	$2,003
Farmers	$2,381
Allstate	$2,654

Compare all 2017 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,861

2016 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Progressive	$1,145
USAA	$1,539
Erie	$1,550
American Family	$1,552
GEICO	$1,643
Nationwide	$1,790
State Farm	$2,151
Farmers	$2,289
Allstate	$2,837

Compare all 2016 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,840

2014 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,270
American Family	$1,274
Progressive	$1,307
USAA	$1,357
State Farm	$1,547
GEICO	$1,576
Nationwide	$1,877
Allstate	$2,105
Farmers	$2,184

Compare all 2014 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,641

2013 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,226
American Family	$1,243
Progressive	$1,264
USAA	$1,308
State Farm	$1,434
GEICO	$1,534
Nationwide	$1,691
Allstate	$2,112
Farmers	$2,119

Compare all 2013 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,577

2012 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,166
American Family	$1,200
USAA	$1,227
Progressive	$1,245
GEICO	$1,485
State Farm	$1,487
Nationwide	$1,676
Farmers	$2,031
Allstate	$2,111

Compare all 2012 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,548

2011 Volvo XC90

Cheapest Insurance Companies	Average Annual Cost
Erie	$1,117
American Family	$1,159
USAA	$1,177
Progressive	$1,319
State Farm	$1,415
GEICO	$1,447
Nationwide	$1,658
Farmers	$1,965
Allstate	$2,066

Compare all 2011 Volvo XC90 insurance rates.

Average Cost to Insure Per Year

$1,519