Why you can trust The Zebra

The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents. Reference our data methodology and learn more about how we make money.

Author profile picture

Ava Lynch

Insurance Analyst

  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Author profile picture

Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

Ross h…

If you are seeking a creative approach to car insurance coverage, you might be interested in a short-term auto insurance policy. But short-term car insurance agreements are hard to come by for a few reasons.

Most major insurance companies don't draw up policy terms shorter than six months. Since car insurance is required by law in most places in the US, it can be risky to jump between policies. You also risk having gaps in your insurance history by changing policies frequently, resulting in higher rates in the long run.

Fortunately, car insurance agreements typically run for just six months. This short duration allows insurers to re-rate — or recalculate — your bill using your recent driving profile and demographics.

It also gives you a great opportunity to improve your situation by shopping for a policy with other insurers. Retrieving quotes via The Zebra is free, and there’s no penalty for trading insurance companies when your policy expires — or even in the middle of your policy term, assuming you never let your insurance lapse.

Car insurance's flexible nature makes it relatively easy to find with limited advance notice. If you need a policy before you can drive your new car off the lot, shopping for a policy for a longer-term car rental or seeking insurance on a car you don't own but drive more than occasionally, think about purchasing a standard policy and cutting the agreement short as needed.

Find a cheap six-month policy in Wisconsin now!

Location pin icon
No junk mail. No spam calls. Free quotes.

Short-term car insurance in Wisconsin

See below typical auto insurance rates in Wisconsin, ordered by major car insurance companies and major cities. If your costs exceed the rates listed below, consider other options.

Insurance Company Average 6-Month Rate Average Monthly Rate
Wisconsin State Average — All Companies $590 $98
Partners Mutual Insurance $436 $73
USAA $437 $73
SECURA Insurance $451 $75
West Bend Mutual $460 $77
State Farm $491 $82

The most affordable option for single-month auto insurance in Wisconsin is Partners Mutual Insurance, with whom you can save $0 per month, compared to the next-cheapest company, USAA. In Wisconsin, the average monthly cost of car insurance is $98, or $590 over a biannual term.

Where you drive has just as large an influence on your auto insurance rates as the insurance company you choose. Auto insurance companies weigh the frequency of claims in a given area when assigning rates by ZIP. View insurance premiums in major Wisconsin cities and compare against what you pay.

Location Average 6-Month Rate Average Monthly Rate
Milwaukee $793 $132
Madison $575 $96
Green Bay $492 $82
Kenosha $609 $77
Racine $709 $118

Because so many factors are involved in setting insurance rates, your quotes may not match the totals displayed above. If your current costs don't match those listed above, think about shopping around. The short-term timetable of an auto insurance policy increases the importance of remaining informed and ready to shop.

Learn more about temporary car insurance or use The Zebra to compare policies for free today.

Compare car insurance quotes for free!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related content

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.