Renters Insurance in Long Beach, CA

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Renata Balasco

Senior Content Strategist

  • Licensed Insurance Agent — Property and Casualty

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

Renters insurance in Long Beach, California

It's key to carry an active renters insurance policy if you're renting a house or apartment. It protects your rental unit — and any personal belongings within it — against a variety of perils, such as wind, theft, fire, or vandalism. Given the likelihood of these incidents occurring, the affordability of rental coverage, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

Renters insurance rates are dictated by a variety of factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average annual price of renters insurance in Long Beach is $211.

Getting affordable renters insurance in Long Beach should start with a thorough comparison of the top renters insurance companies. Review our list of Long Beach, California renters insurance costs to ensure you start your search with as much background info as possible. Remember: rates may vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Long Beach

Renters insurance rates in Long Beach depend on the insurer you choose. For instance, Interins Exchange offers the most affordable renters insurance in Long Beach, at just $112 per year. That's less expensive than the city's average cost of $211, providing a $99 discount on the city's normal rates.

Start your search for a renters insurance policy by reviewing the cheapest companies in Long Beach.

CompanyAverage Annual Rate in Long Beach
Interins Exchange$112
Fire Insurance Exchange$127
State Farm$130
California Automobile$155

Long Beach renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you carry. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Long Beach, the annual cost differential between these levels is about $79. If you can afford to insure your personal property at this additional expense, it's worth considering.

Coverage LevelAverage Annual Rate in Long Beach
$25K Property$171
$50K Property$250

Tip: bundle your auto and renters insurance policies in Long Beach

If you’re trying to save, purchase your renters and auto policies from a single company. Bundling renters and car insurance in Long Beach can save you a substantial sum each month on your auto insurance bill. In fact, bundling renters and auto insurance leads to average savings of 3.4% on car insurance rates. The car insurer with the cheapest bundled rate is GEICO, followed by Mercury and Farmers.

Annual Bundle SavingsBundle Savings %

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