Renters Insurance in Riverside, CA

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Renata Balasco

Senior Content Strategist

  • Licensed Insurance Agent — Property and Casualty

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

Renters insurance in Riverside, California

Renters insurance is critical if you're renting a house or an apartment. The coverage protects against a variety of perils, including theft, fire, vandalism, or wind damage. Since bad things do happen, the affordability of rental coverage, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

The cost of renters insurance comes down to a variety of factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance policies may be more expensive to account for the extra risk.

The average annual price of renters insurance in Riverside is $224.

Finding affordable renters insurance in Riverside starts with comparing policies. Consult our analysis of Riverside renters insurance costs to ensure you start your search with as much background info as possible. Note that rates will vary based on coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Riverside

Renters insurance rates in Riverside, California depend on the insurer you choose. For instance, Interins Exchange offers the cheapest renters insurance in Riverside, at just $108 per year. That's less expensive than the city's average cost of $224, providing a $116 price cut on the city's normal rates.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Riverside.

CompanyAverage Annual Rate in Riverside
Interins Exchange$108
Fire Insurance Exchange$138
State Farm$139
California Automobile$155

Riverside renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you opt to carry. The most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Riverside, the difference in annual premium between these two tiers is about $89. If you can afford to insure your personal property at this additional expense, it's worth considering.

Coverage LevelAverage Annual Rate in Riverside
$25K Property$180
$50K Property$269

Tip: bundle your auto and renters insurance policies in Riverside

If you’re looking to save, consider carrying your renters and auto policies under the same insurance company. Bundling renters and car insurance in Riverside can save you a substantial sum each month on your auto insurance bill. In fact, bundling renters and auto insurance leads to average savings of 3.5% on car insurance premiums. The car insurance company offering the most affordable rate with a renters bundle is GEICO, followed by Mercury and Farmers.

Annual Bundle SavingsBundle Savings %

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