Renters Insurance in Stockton, CA

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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

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Renters insurance in Stockton, California

It's important to carry renters insurance if you're renting a house or an apartment. The coverage protects in a variety of circumstances, including wind, theft, fire, or vandalism. Given the likelihood of one of these incidents, the affordability of a renters policy, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average yearly cost of renters insurance in Stockton is $248.

Finding reliable renters insurance in Stockton should start with a thorough review of the top renters insurance companies. Check out our breakdown of Stockton renters insurance rates to ensure you're informed and aware heading into the insurance purchasing process. Remember: rates will vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Stockton

Renters insurance rates in Stockton depend on the insurer you choose. For instance, Safeco offers the cheapest renters insurance in Stockton, at just $134 per year. That's less expensive than the city's average cost of $248, providing a $114 discount on typical rates in the city.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Stockton.

CompanyAverage Annual Rate in Stockton
Fire Insurance Exchange$148
California Automobile$155

Stockton renters insurance pricing by coverage tier

Your renters insurance rates will vary depending on your coverage levels. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Stockton, the average annual cost difference between these tiers is roughly $102. If you can afford to insure your personal property at this additional expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Stockton
$25K Property$196
$50K Property$299

Tip: bundle your auto and renters insurance policies in Stockton

If you’re looking to cut your insurance expenditures, carry your renters and auto policies under the same insurance company. Pairing renters and car insurance in Stockton can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Stockton leads to average auto insurance savings of $61. The car insurer offering the most affordable rate with a renters bundle is GEICO, followed by Mercury and Farmers.

Annual Bundle SavingsBundle Savings %

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