Finding renters insurance doesn’t need to be confusing. Compare rates from Nevada by location and insurance company below.
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Renters insurance is an optional — but crucial — product that works to keep your belongings safe in the event your rental property suffers damage from common incidents. Renters insurance defends your belongings in the event of fire, smoke damage, wind, vandalism, theft, and an array of other mishaps.
Unlike auto insurance, renters policies aren’t priced based on state-level legislation. Regardless, there are surprisingly large variations in renters pricing by state. Renters costs in US states differ depending on the frequency and value of renters claims filed in that state, and depend on the value of the belongings being insured.
Getting renters insurance in Nevada is less expensive than the national average. The average annual cost of renters insurance in Nevada is $179, $6 less expensive than the national average.
The best way to find cheap renters insurance in Nevada is to shop around and compare rates from as many insurers as possible. Learn more about typical renters insurance rates in Nevada by reviewing the below data. Individual rates may vary depending on coverage options and the value of your belongings.
Prices for renters insurance in Nevada will vary depending on the insurer you choose. Country provides the most affordable renters insurance policies in Nevada, at just $116 per year. This is less than the state average price of $179, providing a 35% price cut on average statewide renters insurance costs.
Start looking for a renters insurance policy by reviewing the best Nevada companies, listed below.
| Carrier | Average Annual Rate in Nevada |
| Country | $116.17 |
| American Family | $131.09 |
| Travelers | $134.24 |
| State Farm | $151.71 |
| ACA | $157.55 |
Not every city in Nevada has equal renters insurance costs. Policy pricing depends on locally specific variables such as the number of claims filed nearby, meaning your specific ZIP code impact how much you pay.
The best renters insurance in Nevada is available in Sparks. An average renters insurance policy in Sparks costs just $166 per year — $57 less than the average policy in other Nevada cities. Reference the below table to see the cheapest cities in Nevada for renters insurance.
| City | Average Annual Renters Insurance Rate |
| Sparks | $166 |
| Spanish Springs | $166 |
| Sun Valley | $167 |
| Reno | $168 |
| Elko | $170 |
If you want to save, consider buying your renters and auto policies from the same insurance company. A renters and car insurance bundle in Nevada can save you a substantial sum each month on your auto insurance policy. In fact, bundling policies in Nevada leads to an average annual savings of $85.
| Avg. Yearly Auto Insurance Rate (No Bundle) | Avg. Yearly Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,914.56 | $1,829.23 | $85.33 | 5% |
Are you looking for renters insurance information for a specific city? Have a look at our list of the most populous metropolitan areas in Nevada.
There is no state law that mandates renters insurance in Nevada, unlike car insurance. But it's commonly required by landlords and property management companies before you can rent their property.
Your average renters policy covers your property, liability, medical expenses to others, and loss of use. It never covers the rental unit itself and only protects your personal possessions.