Renters insurance in Las Vegas, Nevada
Renters insurance is critical if you're renting a house or an apartment. The coverage protects in a variety of circumstances, including fire, theft, vandalism, and wind damage. Since bad things do happen, the affordability of rental coverage, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.
The cost of your renters insurance will rely on a number of contributing factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the extra risk.
The average yearly price of renters insurance in Las Vegas is $190.
Getting affordable renters insurance in Las Vegas should start with a thorough comparison of the top renters insurance companies. Review our list of Las Vegas, Nevada renters insurance rates to ensure you start your search with as much background info as possible. Remember: rates will vary based on your coverage limits and other factors.
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Popular renters insurance companies in Las Vegas
Insurance premiums in Las Vegas vary based on the insurance company providing the quote. For instance, Country offers the most affordable renters insurance in Las Vegas, at just $128 per year. This compares favorably to the city's typical renters insurance cost of $190, providing a $62 discount on typical rates in the city.
Begin your search for a renters insurance policy by exploring the cheapest insurers in Las Vegas.
AFFORDABLE RENTERS INSURANCE COMPANIES IN LAS VEGAS
| Company | Average Annual Rate in Las Vegas |
| Country | $128 |
| American Family | $139 |
| Travelers | $141 |
| Safeco | $164 |
| ACA | $174 |
Las Vegas renters insurance pricing by coverage tier
The cost of your renters insurance depends on the amount of coverage you opt to carry. Common renters insurance tiers are $25,000 and $50,000 property coverage. In Las Vegas, the difference in annual premium between these two tiers is about $64. If you can afford to insure your personal property at this additional expense, it's an option worth considering.Coverage Level Average Annual Rate in Las Vegas $25K Property $158 $50K Property $223
Tip: bundle your auto and renters insurance policies in Las Vegas
If you’re looking to cut your insurance expenditures, carry your renters and auto policies under the same insurance company. Pairing renters and car insurance in Las Vegas can lead to substantial savings. In fact, bundling renters and auto insurance leads to average savings of 4.4% on car insurance premiums. The car insurance company with the cheapest bundled rate is GEICO, followed by Progressive and State Farm.
CAR AND RENTERS BUNDLING DISCOUNTS IN LAS VEGAS
| Annual Bundle Savings | Bundle Savings % |
| $111 | 4.4% |