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Finding renters insurance shouldn't be complicated. Compare New York rates by city and carrier below.Get Free Quotes
Renters insurance is an optional but important insurance coverage. It keeps your stuff safe in the event your rental property suffers damage from a common incident. A renters policy protects personal items from fire, smoke damage, wind damage, theft, vandalism, and a number of other mishaps.There are surprisingly large variations in average renters insurance prices by state. Renters insurance policy costs in US states differ based on the frequency and value of renters policy claims lodged across the state, and depend on the price of the belongings you're insuring.
Getting renters insurance in New York is more expensive than the national average. The typical annual renters insurance rate in New York is $233, $48 more expensive than the average across America.
The easiest way to find a cheap renters insurance policy in New York is to view prices from as many insurance companies as possible. Learn typical renters insurance rates in New York by referencing the below tables. Remember: your rates will vary, depending on your coverage limits and the valuation of your belongings.
Rates for renters insurance in New York vary based on the insurance company you select. NYCM Insurance offers the most affordable renters insurance in New York — only $70 yearly. This compares favorably to the state's average cost of $233, providing a 70% price cut on the typical rates in the state.
Begin your search for a renters insurance policy by reviewing the best New York carriers, listed below.
|Carrier||Average Annual Rate in New York|
Another company to consider is Lemonade Insurance. Unlike the companies above, Lemonade offers customizable overage without the overhead fees and maintenance costs — thereby saving you money. If you're interested in a quote from Lemonade your apartment or house, click here to get started.
Renters insurance rates in New York differ by city. Prices may depend on local variables such as the number of local claims filed, meaning your ZIP code could have a major impact on how much you pay.
The cheapest renters insurance rates in New York are available in Irondequoit. A typical renters insurance term in Irondequoit costs just $207 per year — $118 less than the statewide average. The below cities have the most affordable renters insurance in New York.
If you're trying to save on insurance, consider holding your renters and auto policies with the same insurance company. A renters and car insurance bundle in New York can lead to substantial savings on your auto insurance bill. Purchasing bundled policies in New York may generate yearly savings of $54.
Bundling renters and auto policies is a great way to save. Get started today!