Renters Insurance in Oklahoma City, OK

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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

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Renters insurance in Oklahoma City, Oklahoma

It's very important to maintain renters insurance if you're renting a home. It covers your rental unit — and the personal property within it — against a variety of harms, including vandalism, wind damage, theft, or fire. As these circumstances are fairly common, the affordable price of renters insurance, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

The cost of renters insurance relies on a number of factors, including the building's age, its material constitution, its geographic location, and the pricing rules of your insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average yearly cost of renters insurance in Oklahoma City is $272.

Getting affordable renters insurance in Oklahoma City should start with a thorough comparison of the top renters insurance companies. Consult our breakdown of Oklahoma City, Oklahoma renters insurance rates to ensure you're informed and aware heading into the insurance purchasing process. Remember: rates may vary based on your coverage limits and other factors.

Jump to:

  1. Rates by company
  2. Rates by coverage level
  3. Bundling discounts

Popular renters insurance companies in Oklahoma City

Insurance premiums in Oklahoma City vary based on the insurance company you choose. For instance, USAA offers the cheapest renters insurance in Oklahoma City, at just $130 per year. That's less expensive than the city's average cost of $272, providing a $142 price cut on the city's normal rates.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Oklahoma City.

CompanyAverage Annual Rate in Oklahoma City
State Farm$170
American National$198

Oklahoma City renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you opt to carry. Two of the most common levels of renters insurance coverage are $25,000 and $50,000. In Oklahoma City, the annual cost differential between these levels is approximately $122. If you can afford the up-front expense, it's worth considering.

Coverage LevelAverage Annual Rate in Oklahoma City
$25K Property$211
$50K Property$334

Tip: bundle your auto and renters insurance policies in Oklahoma City

If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Bundling renters and car insurance in Oklahoma City can lead to substantial savings. In fact, bundling renters and auto insurance leads to average savings of 6.7% on car insurance rates. The car insurance company offering the most affordable rate with a renters bundle is GEICO, followed by Oklahoma Farm Bureau and Farmers.

Annual Bundle SavingsBundle Savings %

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