The Complicated Liability Concerns of E-bikes
E-bikes occupy a gray area in insurance and the law. Here's what riders, homeowners, and drivers need to understand...
Expertise
Latest posts by Bob Phillips
Editorial guidelinesThe Hidden Aftermath: Long-Term Damages After a Disaster You Might Not Realize | The Zebra
Looking at the hidden, long-lasting impacts of natural disasters
How America's Changing Renter Population Is Reshaping Renters Insurance
As wealthier and older people are renting instead of owning, the renters insurance market is adapting.
Flood Insurance Gaps and Outdated Flood Maps: Are the Maps Still Accurate?
Flood maps only tell part of the story. Millions of homes outside FEMA's flood zones face real risk, often with no...
The Rise of Self-Insurance in Homeownership
A look at the increased risks homeowners are taking on themselves in light of rising prices
What to Do If Your Auto Insurance Claim Is Denied | The Zebra
A claim denial doesn't have to be the final answer. Here are some options to take if you get a no.
What Happens After You File a Homeowners Insurance Claim?
Homeowners claims are not always as straightforward as auto claims. Here's what to expect after you file.
Do Safer Cars Really Cost Less to Insure?
Safety vehicle ratings and car insurance rates are linked. Understand vehicle safety ratings, how they impact insurance...
The Hidden Challenges of Filing a Claim Against a Business
When you have a claim against a commercial insurance policy, it can present some unique challenges.
How AI Is Changing the Landscape of Insurance Fraud | The Zebra
A look at the way people are using AI to try to defraud insurance companies
