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Question

Does it cost more to insure a turbo engine vehicle than a non-engine car?

The vehicle would be more of a luxury vehicle and not racing.

Jul 18, 2023 Minneapolis, MN

Answer
Author profile picture
Kristine Lee
Insurance Data Insights Analyst

Kristine joined The Zebra in 2019 as an in-house content researcher and writer, with a property and casualty insurance license. Before joining The Ze…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 6+ years of Experience in the Insurance Industry

Most insurance companies will charge more for a turbo engine if the VIN identifies it as such — since it has more power and speed, the risk of a claim is going to increase. The same goes for luxury or modified vehicles. Some companies may even refuse to quote it depending on the make and model.

If you have trouble finding insurance for these kinds of cars, you can always give us a call at 888-444-8949 or get a quote online. If you have any questions, don't hesitate to ask.

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