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Does it cost more to insure a turbo engine vehicle than a non-engine car?

The vehicle would be more of a luxury vehicle and not racing.

Nov 18, 2019 Minneapolis, MN

Answer
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Kristine Lee

Insurance Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

Most insurance companies will charge more for a turbo engine if the VIN identifies it as such — since it has more power and speed, the risk of a claim is going to increase. The same goes for luxury or modified vehicles. Some companies may even refuse to quote it depending on the make and model.

If you have trouble finding insurance for these kinds of cars, you can always give us a call at 888-444-8949 or get a quote online. If you have any questions, don't hesitate to ask.

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