Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Failure to submit a breathalyzer's impact on car insurance rates?

I was in a car accident due to a deer in the road I went off the road and hit a pole. Police came and the first thing they do is give me a sobriety? They arrested me and I passed the sobriety but did not want to take breathalizer cause I could not breathe due to cracked ribs.

Aug 17, 2018 Bangor, ME

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

This can be tricky to answer. In Maine, they have a law called Implied Consent. Basically, if you refuse to submit to a sobriety test, you can have your license immediately suspended. This suspension can last up to six years. Furthermore, because this is considered an administrative suspension, no court action is necessary. If the arresting officer testifies regarding your driving, you can have an OUI (operating under the influence) conviction without any other proof. Because of this, it is advised in Maine you should take a breathalyzer because of how strict the state is.

In terms of insurance advice, you can read more about how DUIs impact insurance rates in Maine. My best recommendation is to speak to an attorney. An insurance agent is not going to be much help.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Why am I getting quotes that are so drastically different?

Thank you for reaching out to The Zebra!Insurance quoting and rating is a very complex process, and it can get a little confusing. When you quote something on our website, the coverages you were quoted might not be exactly the same which can cause variances in the price. Specifically in Florida, th…
Jun 15, 2023 Mt. Dora, FL

Will my insurance be affected by an MIP if it was dismissed?

Thanks for reaching out to The Zebra!Fortunately, a MIP (Minor in Possession) is a non-moving violation, which does not impact your insurance rates. It shouldn't make things more difficult or come into play when you get your license and want to purchase car insurance. However, when it comes to…
Jul 28, 2019 Gastonia, NC

What do I do if I don't have a car but am required to have an SR22 and an ignition interlock?

You should be able to purchase a non-owners insurance policy and have an SR22 attached to that policy to meet the state requirement. It would be impossible to install an interlock device if you don't have a vehicle so I would recommend contacting your probation officer or attorney to discuss y…
Apr 27, 2017 Leawood, KS

Can I still get insurance if I just found out that my car has structural damage?

Sorry to hear about your accident and the resulting damages. This is a tricky situation. If the car was fixed and deemed safe by your car insurance company, I'm not exactly sure how Carfax is finding it to be considered otherwise. My advice would be to contact your insurance company.If the car…
Oct 16, 2019 Bangor, ME