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Do I need international motorcycle insurance?

I‘m looking for motorcycle insurance which accepts an international driver license. I‘m from Switzerland and have only an IDL. I want to buy a motorcycle in the US and use it during the holidays (approximately 6 weeks/year). To register the bike I need a insurance but I don't have a US drivers license, only my Swiss driving licence and an International driving license. So I‘m looking for an insurance company which will issue a policy on an IDP.

Aug 13, 2018 Niagara Falls, NY

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Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

There are several companies that will insure you with an International driver's license. Keep in mind most companies will add a surcharge to the policy because they will not be able to verify your driving history. The surcharge will vary by company and typically they will require you to show proof of your International license.

Motorcycle insurance is different from car insurance but there are several companies that offer it. I would start with a company such as Dairyland, who specializes in motorcycles and will accept an international license. Thanks for reaching out and if you have any additional questions don't hesitate to ask.

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