Ask an Agent

Have a question? We're here to help.

Ask an agent for free

Question

Do I need international motorcycle insurance?

I‘m looking for motorcycle insurance which accepts an international driver license. I‘m from Switzerland and have only an IDL. I want to buy a motorcycle in the US and use it during the holidays (approximately 6 weeks/year). To register the bike I need a insurance but I don't have a US drivers license, only my Swiss driving licence and an International driving license. So I‘m looking for an insurance company which will issue a policy on an IDP.

Mar 18, 2026 Niagara Falls, NY

Answer

Author profile picture
Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

Credentials
  • 9+ years of Experience in the Insurance Industry

Several companies will insure you with an International driver's license. Remember that most companies will add a surcharge to the policy because they cannot verify your driving history. The surcharge will vary by company and typically they will require you to show proof of your International license.

Motorcycle insurance is different from car insurance but several companies offer it. I would start with a company such as Dairyland, which specializes in motorcycles and will accept an international license. Thanks for reaching out and if you have any additional questions don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Can my insurer deduct depreciation and a deductible from the same claim?

Although it feels unfair, it's normal for home insurance to subtract both the deductible and the depreciation of an item if you are covered on an ACV (Actual Cash Value) basis. Your deductible is the fixed amount you agreed to pay out of pocket before your insurance kicks in. That applies to every …
Aug 13, 2026 Cohoes, NY

Should I be worried about a winter driving claim with Travelers?

I don’t blame you for being cautious after your last experience! With Travelers, most people find the claims process smoother than average. You can report a claim anytime online or by phone, and they usually get an adjuster assigned quickly. A lot of drivers also like their ConciergeCLAIM repair pr…
Mar 26, 2026 Albany, NY

Do I have to file a claim with my insurance even when I'm not at fault?

I would not recommend speaking with your insurance company unless the other driver refuses to pay for the damages. Because you have the police report and hopefully the other driver's insurance information, you should call their insurance company and begin the claims process. If you do not have thei…
Apr 20, 2023 Wallkill, New York

Are my seats covered from damage caused by a rat?

When there is an animal-involved incident, your comprehensive coverage would pay for the damages to your car. The insurance company will have to pay to repair the damage that was done to the car. This doesn't mean that they have to pay for the removal of the rodent. That is something that the insur…
Aug 8, 2025 Cortlandt Manor, NY